Assessment and Management of Interest Risks in Banks

The article describes the content of interest rate risk in commercial banks, the objectives of interest rate risk management, the causes and stages of interest rate risk management, methods of identification and assessment of interest rate risk, interest rate monitoring, the role of relevant departments in credit risk management. At the same time, the views of local and foreign scholars in the scientific literature on the assessment and management of interest rate risk in banks have been analyzed. There are also scientific suggestions and conclusions on how to reduce potential interest rate risks.