The Impact of Financial Technology on Achieving Financial Stability

The primary goal of the current study is to know the role of financial technology on financial stability in Iraqi commercial banks for the period (2015-2022). In order to accomplish the purpose of the study and arrive at results that are suitable to the field of study, the descriptive-analytical technique was utilized in the process of assessing the relationship between the variables. Research and use of statistical methods such as the multiple regression model using the least squares method and reliance was placed on the statistical program (Eviews-12) in time series analysis. The study concluded that there is a relationship between financial technology indicators and economic stability through its following dimensions (capital adequacy Money, asset quality, profitability, liquidity), and there is also an effect between the research variables mentioned. Therefore, these results can be used in the interest of banking in Iraq through the recommendations reached by the research.