Publication Details
Issue: Vol 7, No 12 (2024)
Pages: 1385-1392
ISSN: 2576-5973
Abstract
This article studies the assessment of bank efficiency and the liquidity risk and its components affecting it. The relationship between bank efficiency indicators (ROA, ROE, NIM) and liquidity risk is analyzed using correlation and empirical methods, and the main conclusions are drawn. The article develops scientific and practical proposals for improving liquidity management mechanisms, effective management of assets and liabilities, as well as ensuring stability in the banking system in order to increase the efficiency of commercial banks.
Keywords
Bank efficiency
financial risks
ROA
ROE
liquidity risk
credit risk
bank assets
current liquidity
management strategies.