Publication Details
Issue: Vol 8, No 8 (2025)
ISSN: 2576-5973

Abstract

This article discusses the importance of banks' reliance on various factors, such as active banking operations, reducing problem loans, adapting to socio-economic changes, developing new lending strategies and tools, effectively managing credit risks, and reducing problematic loans. Additionally, the significance of ensuring commercial banks' lending operations is undeniable, as the success of the entire country's financial system depends on addressing existing challenges in financial decision-making and reducing problem loans. The article also presents the author's suggestions for addressing these issues.

Keywords
Problem Loans Banking Bank Lending Activities Financial Solutions Financial Assets Receivables Lending Non-Financial Assets Real Assets Cash Banking Strategy Bank Security Strategic Management