Publication Details
Abstract
This article presents a scientific examination of the organization of deposit operations in commercial banks, the improvement of their efficiency, and the mechanisms for ensuring the stability of the deposit base. The research analyzes the findings of both domestic and foreign scholars on this topic, alongside the author’s own views and interpretations. Furthermore, the study investigates the significance of deposit policy in ensuring the stability of commercial banks’ deposit base, the key criteria for forming deposit policy, and their specific features. The deposits of the banking system of the Republic of Uzbekistan are analyzed from a practical perspective, existing problems are identified, and scientifically grounded recommendations are proposed.