Publication Details
Issue: Vol 2, No 5 (2025)
Pages: 157-161
ISSN: 2997-934X
Abstract
This article examines such aspects as the development of commercial bank lending, reduction of the volume of problem loans, creation of new credit products, effective management of bank credit risks, capital adequacy, liquidity, and asset and liability management. In addition, the relevance of commercial bank lending activities today, the stable functioning of the banking and financial system, existing problems associated with banking risks, and proposals for their elimination are given.
Keywords
credit
non-performing loans
transformation
entrepreneurship
liquidity
assets
state/government
investment
portfolio
riskiness
profit
management
capital adequacy
asset
liability
macro level