Improving the Ways Commercial Banks Lend Credit to Telecommunications Enterprises

This article discusses the theoretical and practical aspects of improving the process of lending to communication companies by commercial banks. It analyzes the role of the communications sector in the economy, its investment needs, the criteria for assessing creditworthiness, and ways to modernize the lending system. In addition, proposals and recommendations have been developed on reducing bank risks, improving the quality of the credit portfolio, and developing credit mechanisms based on digital technologies.