Modern Methods of Crisis Management in Commercial Banks

This article examines modern methods of crisis management in commercial banks, emphasizing their role in ensuring financial stability and sustainable economic development. The study highlights the importance of risk management, early warning systems, stress testing, and the application of digital technologies in identifying and mitigating crisis situations. It also analyzes international practices and their adaptation to the banking sector of developing countries. The findings suggest that effective crisis management mechanisms not only minimize financial losses but also strengthen public confidence in the banking system. Moreover, the integration of innovative approaches and regulatory reforms plays a crucial role in increasing the resilience of commercial banks against potential economic shocks.