Publication Details
Abstract
The effective use of state investment resources plays an important role in ensuring sustainable economic growth and improving the quality of life of the population. In the context of the expanding scope of government programs in Uzbekistan, the need to strengthen control over the targeted use of budget funds is increasing. The banking sector, as a financial intermediary and payment operator, performs an important function in the system of financial control over state-funded projects. The article examines the main risks associated with the misuse of budget funds, analyzes the role of banks in preventing violations, and puts forward proposals for improving the effectiveness of bank control, including the digitalization of monitoring, the strengthening of a risk-based approach, and the improvement of regulatory frameworks.