The Nature of Risks in Commercial Banks and The Reasons for Their a Rise

The article provides a detailed description of the economic nature of risks and the risks that arise in commercial banks. At the same time, the types of risks that arise in commercial banks, their economic nature and significance, and the need to assess and manage them are highlighted. The discussion focused on the existing risk management capabilities of banks and the feasibility of further increasing them. It was also noted that the risks that arise in commercial banks affect the financial stability of the bank. The most important factor is the correct implementation of risk management by the bank itself to improve financial stability and achieve higher profits. Also, the continuous and accurate assessment of risks by banks directly depends on the independence of bank management.