The Role and Economic Significance of Architectural Solutions in The Development of Tourism Infrastructure in Uzbekistan

This article examines the economic essence, legal foundations, and practical mechanisms of compulsory insurance in Uzbekistan, with particular emphasis on its role in social protection and financial stability. The study analyzes key indicators from the national insurance market, identifying trends in both voluntary and compulsory insurance sectors. Using legislative analysis and sectoral statistics, the research classifies existing types of compulsory insurance, including liability, property, personal, and sector-specific coverages. It also explores systemic challenges such as outdated infrastructure, limited public awareness, and legal ambiguities. Based on the findings, the paper offers policy recommendations to enhance transparency, efficiency, and the institutional framework for compulsory insurance. The research highlights the critical importance of compulsory insurance in reducing budgetary pressure, promoting insurance culture, and ensuring sustainable risk-sharing mechanisms in Uzbekistan’s evolving economy.