Financial Stability - Reliability of Banks and Quality of Banking Services

The article discusses the availability of banking products provided to customers, compliance with the standards governing their financial activities. It is noted that only capital adequacy (H1) can characterize the bank's ability to repay financial losses at its own expense without using clients' money for this. Specific proposals are given on the need to establish a standard for the maximum amount of risk, etc., that is, the effectiveness of the functioning of those recommended within the framework of this article will contribute to the efficiency of banks and increase potential customers.