Economic Efficiency of New Banking Services of Commercial Banks

This article studies the economic efficiency of new services of commercial banks. This article shows the participation of commercial banks in the services market, the types of services provided by commercial banks to attract customers, traditional services, non-traditional services and new services. Banking products, the expansion of their services based on the needs of the population are shown. The provision of new services of commercial banks, such as mobile banking, QR-payment, payment transfers and other services, and their profitability are analyzed. The dynamics of financial indicators of commercial banks today, namely their income, interest and non-interest income, interest expenses, the role of new services in obtaining these incomes by commercial banks and their interrelationships are analyzed using the example of commercial banks of the Republic of Uzbekistan. This article gives suggestions and recommendations on the efficiency of services of commercial banks.