Ways to Improve Problem Loan Management in Uzbek Banks

This scientific work analyzes the problem loans that arise in commercial banks of Uzbekistan and measures to eliminate them. Problem loans are debts that are not repaid on time or are not recoverable, which can negatively affect the activities of banks. The work examines the causes of problem loans, their economic and financial impact, as well as the methods and strategies used by commercial banks to solve this problem. In particular, effective loan repayment mechanisms, legal and financial measures against borrowers, new technologies for loan repayment, and support mechanisms provided by the state are studied. Innovative methods proposed to reduce and eliminate problem loans, the role of the state, and credit risk management strategies are scientifically analyzed.