Characteristics of Agricultural Risks and Methodology for Their Scientific Classification

This article provides a comprehensive analysis of the essence of agricultural risks, their main characteristics, and the methodology of their scientific classification. The risks arising in agriculture are examined based on natural-climatic, production, market, financial, institutional, and human factors. The study also presents a classification of risks according to their sources, impact levels, and management possibilities. Furthermore, the importance of risk assessment methods and risk management instruments, including insurance, diversification, and financial mechanisms, is substantiated. The results of the study have significant scientific and practical importance in ensuring the sustainability of agricultural production and in developing an effective risk management system.