Publication Details
Abstract
In modern banking systems, effective risk monitoring plays a crucial role in ensuring financial stability and sustainable development of commercial banks. This study examines the importance of improving risk monitoring mechanisms in commercial banks and analyzes advanced international practices in risk management. The research focuses on identifying the possibilities of applying foreign experience to the banking practice of Uzbekistan. Methods of comparative analysis, statistical review, and theoretical assessment were used to evaluate current risk monitoring systems in Uzbek commercial banks. The study highlights modern approaches used in developed banking systems, including integrated risk management frameworks, digital monitoring tools, and international regulatory standards. Based on the analysis, practical recommendations are proposed for improving the efficiency of risk monitoring in commercial banks in Uzbekistan through the adaptation of international best practices. The results of the research can contribute to strengthening the risk management system, increasing financial stability, and improving the overall performance of the national banking sector.