Publication Details
Issue: Vol 1, No 1 (2024)
ISSN: 3067-0500
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Abstract

There are currently only four conventional state-owned banks (Bank Mandiri, BRI, BNI and BTN), so the performance of state-owned banks needs to be improved to make them even better. This research will look at the differences in financial performance of two government-owned banks, namely Bank Mandiri and Bank Rakyat Indonesia (BRI).
This research period is 15 years (2009 to 2022), the financial performance that will be studied is CAR and ROA. Analysis of differences using the normality test, homogeneity test and independent sample T test.
The results of this research show that all the independent variables studied turned out to have quite no significant differences in the financial performance of CAR, but ROA variable is significant differences during the research period.

Keywords
CAR ROA and Independent t Test