DEVELOPMENT OF FINTECH TECHNOLOGIES IN THE BANKING SYSTEM OF UZBEKISTAN AND THEIR ECONOMIC IMPORTANCE

This article analyzes the development trends of fintech technologies in the banking system of Uzbekistan, their implementation process, and their economic significance. The study examines the impact of digital payment systems, mobile banking, blockchain, and artificial intelligence–based financial services on the banking sector. It also highlights the role of fintech solutions in increasing financial inclusion, reducing transaction costs, and improving the efficiency of banking services.