The Impact of Digital Payment Systems on Small Business Development in Uzbekistan

In recent years, the global economy has undergone a fundamental transformation driven by the rapid spread of digital technologies. Among these innovations, digital payment systems have emerged as a cornerstone of the digital economy, offering efficiency, security, and accessibility for both consumers and businesses. The shift away from cash-based transactions towards electronic and mobile payments is not only a matter of convenience but also a catalyst for economic inclusion and small business development. Small enterprises, which often face limitations in terms of financial resources and market access, are particularly influenced by the adoption of such technologies.