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Credit Risk Assessment and the Importance of the World Bank Group's Activities

Muminova Parvina; Mardonova Durdona

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-27
Abstrak

This paper explores credit risk assessment methods and the role of the World Bank Group in improving financial stability in developing countries. It reviews international credit evaluation tools, such as financial ratio analysis and credit scoring...

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Modern Methods of Gene Therapy: Prospects and Risks

Kuryazova Saodat Matkarimovna; Kosimova Makhliyo Islomovna

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-27
Abstrak

Gene therapy is an innovative and promising field of medicine aimed at treating and preventing various diseases by modifying the genetic material of a patient's cells. In recent decades, genetic modification of cells has become possible thanks to ...

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The Role of Tour Guides in Presenting Tradition, Culture and National Identity

Guli Ochilova; Madina Yakubova

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-27
Abstrak

In today's international tourism, culture and tradition are one of the most important asset for many destinations and a means of their national identity promotion. Without the role of mediators, however, it may happen that existing resources remai...

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Onlayn Qimor O‘Yinlariga Tobelikning Iqtisodiy Soha Xodimlari Mehnat Samaradorligiga Ta’siri

Fatidinova Dildora Murodjanovna

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-21
Abstrak

ushbu maqolada onlayn qimor o‘yinlariga qaramlikning iqtisodiy soha xodimlarining mehnat samaradorligiga ta’siri tahlil qilinadi. Maqolada qimor o‘yinlariga qaramlikning shakllanish sabablari, uning ish unumdorligiga salbiy ta’siri hamda psixologi...

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Adequacy and Equivalence in the Translation of Financial Texts: A Pragmatic Perspective

Mamanazarova Diyora

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-21
Abstrak

The translation of financial texts requires not only linguistic accuracy but also a deep understanding of the pragmatic elements that define the discourse. This study explores the concepts of adequacy and equivalence within financial translation, ...

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Tasks of Effective Use of Media and Electronic Resources in the Formation of Pedagogical Tolerance in the Master's Degree of Higher Educational Institutions of Pedagogical Direction

Narzullaev Doniyor Shukhrat ugli

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-17
Abstrak

One of the urgent tasks of higher educational institutions of pedagogical education is to improve the quality of teaching special disciplines in the master's program through the effective use of modern teaching and didactic materials, multimedia a...

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Self-Monitoring Methods: Reflection and Communication Exercises for Students Learning a Foreign Language

Ismailova Barno Yuldashbayevna

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-17
Abstrak

This article examines the role of self-monitoring methods in foreign language learning, with a focus on reflection and communication exercises. It explains how these strategies enhance learners’ self-awareness, motivation, and language proficiency...

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Intelligent Assistive Devices for the Disabled and Management System

Sodikjanov Jakhongirbek Shukhratbek ugli; Makhmudov Yodgorbek Abdumalik ugli

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-16
Abstrak

Recent advances in intelligent assistive technologies have transformed the landscape of disability support systems. Integration of artificial intelligence (AI), Internet of Things (IoT), robotics, and machine learning (ML) has led to the developme...

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Translating Medical Terms Between English and Uzbek: Challenges, Cultural Nuances, And Practical Solutions

Nilufar Qurbonova

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-14
Abstrak

The translation of medical terminology between English and Uzbek presents unique challenges due to linguistic, cultural, and contextual differences. Medical terms often carry specific connotations and detailed clinical meanings that are difficult ...

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Theoretical and Practical Foundations of Integrating Pedagogical Methods through Learning Techniques

Tohirjonova Xumora Azizbek Qizi

American Journal of Open University Education
ISSN: 2997-3899
Vol: 2, No: 5
2025-05-14
Abstrak

This article explores the essence of learning techniques and analyzes ways to enhance educational quality through their integration with effective pedagogical methods. The potential for fostering deep understanding, active thinking, and advanced s...

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