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Jurnal: American Journal of Business Practice

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Socio-Economic Factors Influencing Household Purchases Decision in Rural Communities, Oyo State

J.O. Olaleye; Mariam A. Garba

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 4
2026-05-01
Abstrak

This study examined the socio-economic factors influencing household purchasing decisions in selected rural communities of Oyo State, Nigeria. The research aimed to identify the socio-economic characteristics of households, determine how income le...

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Development of Bank Deposit Services in The Conditions of The Digital Economy

Rayimov Ma'ruf Abdurashid o'g'li

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 3
2026-03-24
Abstrak

The development of digital technologies has significantly transformed the banking sector and created new opportunities for improving financial services. This article examines the development of deposit services in commercial banks under the condit...

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The Moderating Role of Organizational Justice in Mitigating Psychological Resignation in The Academic Environment: An Analytical Study of Staff Opinions in Iraqi Universities

Saad Nahi Shakir Burhan

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 3
2026-03-24
Abstrak

The increasing challenges faced by the contemporary academic environment manifest themselves through different dimensions such as the emotional commitment of the workforce and the maintenance of intellectual vitality which are the major drivers fo...

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Substantive Differentiation of the Concepts of Financial Error, Irregularity, Material Misstatement, and Fraud in the Activities of Budgetary Organizations

Mulayev Farxod Alisherovich

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 3
2026-03-17
Abstrak

This article examines the substantive distinctions among financial error, irregularity, material misstatement and fraud in the activities of budget organisations on the basis of international public-sector auditing standards and research on the de...

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Features of the Development of the Food Industry in the Activities of Industries

Turgunov Mukhriddin Muydinjan ugli

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 2
2026-02-07
Abstrak

The food industry occupies a special place in the system of industrial sectors due to its direct connection with population welfare, food security, and sustainable economic development. This article examines the distinctive features of the develop...

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The Importance and Functions of the Central Bank in the Regulation of Payment Systems

Toshnazarova Lola Shuxratillayevna; Shokhzod Khujamurotov

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 1
2026-01-29
Abstrak

This article analyzes the strategic role and significance of the Central Bank in ensuring the stability and security of the country's payment systems. The research places particular emphasis on the priority tasks established by the President of th...

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The Role of Credit Risks in Forecasting a Bank's Liquidity

Toshnazarova Lola Shuxratillayevna

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 1
2026-01-29
Abstrak

This study is devoted to studying the importance of effective credit risk management in forecasting bank liquidity. Correct assessment of credit risks is an important factor in ensuring the financial stability, long-term profitability of banks and...

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Improving the Management Efficiency of the Organizational Structures of Customs Authorities

Karimov Abbos Erkinovich

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 1
2026-01-27
Abstrak

Efficient management of organizational structures is a critical factor in enhancing the performance of customs authorities. Ongoing globalization, increasing trade flows, and digitalization require customs administrations to adopt adaptive and evi...

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The Impact of Financial Analysis on Administrative Decision-Making an Applied Study in the Banking Sector

Ghufran Shallal Mohammed

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 1
2026-01-09
Abstrak

This study purposes to analyze the influence of financial analysis on decision-making in the banking subdivision. A descriptive-analytical research practice was applied using a questionnaire tool containing of three main sizes, with each dimension...

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Specific Features of Capacity Building and the Development of Life Insurance

Yuldashev Nuriddin Toshmurzaevich

American Journal of Business Practice
ISSN: 2997-934X
Vol: 3, No: 1
2026-01-08
Abstrak

The article examines various scientific and theoretical views on the economic essence of life insurance and its distinctive features that distinguish it from other types of insurance, analyzes the main indicators expressing the life insurance capa...

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