Discover Scientific Insights from Various Academic Journals

The article deals with the issues of improving the quality of life of the population, the qualitative development of the service sector, including the restaurant business. The development of restaurant services is substantiated as an indicator of ...

This article examines such aspects as the development of commercial bank lending, reduction of the volume of problem loans, creation of new credit products, effective management of bank credit risks, capital adequacy, liquidity, and asset and liab...

The current paper is intended to examine the relationship between the digital transformation and customer’s satisfaction within the multiservice companies’ framework. With the changing expectations of consumers, with the services industries being ...

This research addresses the effectiveness of using the value chain technique and its impact on improving the quality of accounting information in institutions. The quality of accounting information is a major influencing factor in strategic decisi...

This article discusses the theoretical foundations and practical application of correlation and regression models in the economic analysis of business processes. If the degree of dependence between variables is determined through correlation analy...

Insurance companies are non-bank financial institutions that have a role that is not much different from banks, namely operating in the field of services provided to the public in overcoming risks that will occur in the future. The aim of this res...

Indonesia’s booming e-commerce sector increasingly relies on artificial-intelligence (AI) tools-personalised recommendations, flash-sale alerts and chatbots—to engage shoppers, yet empirical insight into how these stimuli trigger unplanned purchas...

This study aims to analyze the gap between the level of importance and the level of performance using the importance performance analysis method in PT. PLN (Persero) ULP Petta. PLN ULP Petta is the largest unit with the most customers and income i...

This study investigates the structure and reform dynamics of personal income tax (PIT) systems across 50 countries, focusing on their impact on revenue generation, equity, and policy efficiency. Despite extensive global adoption, a critical knowle...

The economy is a multi-sectoral and constantly changing, constantly renewing sector. Although great emphasis is placed on innovative technologies and the IT sector in the world, the economy is an important pillar for the development of any country...