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Digital transformation in banks and financial institutions introduces new operational risks while improving efficiency and process automation. Technologies such as AI, machine learning, blockchain, and RPA enhance service delivery but may also cre...

This This paper examines how service firms can raise customer lifetime value by using digital marketing as a relationship architecture rather than as a set of isolated promotional tools. Using qualitative analysis, systems thinking, and comparativ...

Ushbu maqolada 2010–2024-yillar davomida O‘zbekistonda kichik biznesni davlat tomonidan tartibga solish siyosatining evolyutsiyasi tahlil qilinadi. Ilmiy tadqiqotchilar va iqtisodchilar uchun mo‘ljallangan mazkur tahliliy maqolada mavzunungi nazar...

В работе рассматриваются современные методы и инструменты оценки качества туристских услуг. Обоснована необходимость комплексного подхода, учитывающего как объективные параметры, так и восприятие потребителей. Показана роль систематизации показате...

This study examines the relationship between macroeconomic policy and economic forecasting in supporting sustainable economic development, with a particular focus on Uzbekistan. Using a qualitative and analytical approach — combining theoretical a...

The main objective of this study is to comprehensively analyze the theoretical foundations of improving industrial capacity efficiency based on an integrated approach, as well as to identify its economic essence, structural components, and the key...

Ushbu maqolada ochiq bank tizimining (open banking) global miqyosda joriy etilishi va uning bank sektoriga ta’siri tahlil qilinadi. Tadqiqot ochiq bank tizimining ikki tomonlama xususiyatini ya’ni tartibga solish mexanizmi va texnologik innovatsiy...

In modern financial systems, commercial banks play a crucial role in supporting economic development by providing credit to businesses and individuals. However, lending activities are always associated with various types of risks, among which cred...

Mazkur maqolada budjet tashkilotlarida moliyaviy xato va nomuvofiqliklar bo‘yicha ichki auditni rejalashtirish, xavflarni aniqlash va tekshiruv qamrovini belgilash masalalari davlat sektori auditi tamoyillari, davlat sektori ichki auditini tartibg...

Ushbu tezisda firmalarda biznes jarayonlarni boshqarishda raqamli texnologiyalardan foydalanishning ahamiyati, ularning samaradorlikni oshirishdagi roli hamda biznes jarayonlarni optimallashtirishning zamonaviy usullari tahlil qilinadi. Raqamli tr...