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Journal: Gospodarka i Innowacje.

Articles in Gospodarka i Innowacje.

3,466 articles found

INNOVATIVE GIS-BASED DIGITAL SOLUTIONS FOR EFFICIENT LAND AND WATER RESOURCE MANAGEMENT IN UZBEKISTAN

Matkarimov Mansur; Sharipov Kamil

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-23
Abstract

Efficient management of land and water resources is one of the key priorities for sustainable agricultural development in Uzbekistan. This article explores the role of innovative Geographic Information Systems (GIS) and other digital technologies ...

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DEVELOPMENT OF FINTECH TECHNOLOGIES IN THE BANKING SYSTEM OF UZBEKISTAN AND THEIR ECONOMIC IMPORTANCE

Sadikov Zafarbek Adilbekovich

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-23
Abstract

This article analyzes the development trends of fintech technologies in the banking system of Uzbekistan, their implementation process, and their economic significance. The study examines the impact of digital payment systems, mobile banking, bloc...

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MARKETING STRATEGIES FOR SHAPING CONSUMER PURCHASE DECISIONS IN THE CONTEXT OF THE TRANSFORMATION OF CONSUMER NEEDS WITHIN THE DIGITALIZATION

Kamoliddin Mamatqulovich Ibodov

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-21
Abstract

This study examines the transformation of consumer needs in the digital economy and the deconstruction of Abraham Maslow hierarchy of needs in contemporary conditions. The research focuses on the impact of digital factors—such as ratings, visual c...

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MINTAQADA OZIQ-OVQAT XAVFSIZLIGINI TA’MINLASHGA TA’SIR ETUVCHI OMILLAR (Xorazm viloyati misolida)

Mattiyev Sodiqjon Qodirovich

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-20
Abstract

Mazkur maqolada Xorazm viloyatida oziq-ovqat xavfsizligini ta’minlashga ta’sir etuvchi ichki va tashqi omillar tahlil qilingan. Tadqiqotda tabiiy-resurs salohiyati, qishloq xo‘jaligi ishlab chiqarishi, infratuzilma, davlat siyosati va aholi daroma...

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ELECTRONIC MONEY AND THEIR ADVANTAGES OVER TRADITIONAL MONEY

Yuldashev Farhodbek Abdumutalibovich; Zaripova Mohigul Jasurbekovna

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-20
Abstract

This thesis highlights the role of electronic money in the modern economy and their advantages over traditional money. Electronic money is a digital form of payment systems and serves as an effective complement to cash and non-cash circulation. Th...

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FACTORS AFFECTING LOAN INTEREST

Yuldashev F.A; Safarboeva Mukhlisa Oybek kizi

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-20
Abstract

This paper analyzes the main factors affecting credit interest rates. Bank loans are one of the key financial instruments in the economy, and their interest rates largely depend on the macroeconomic situation, the level of inflation, monetary poli...

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BANK ACCOUNTING REFLECTION AND CONTROL MECHANISMS FOR OPERATIONS OF DIGITAL PAYMENT SYSTEMS IN BANKS

Arziboyeva Ravzaxon Sattarovna

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-19
Abstract

This scientific article examines the issues of reflecting operations carried out through digital payment systems in commercial banks in accounting records, as well as improving control and audit mechanisms. In particular, theoretical and practical...

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ACCOUNTING MEASUREMENT OF TOXIC ASSETS IN LIGHT OF INTERNATIONAL STANDARDS AND ITS IMPACT ON THE QUALITY OF FINANCIAL STATEMENTS (MEASURING CREDIT INSTRUMENTS IN A SAMPLE OF JOINT-STOCK BANKS IN IRAQ)

Aqdas Hussein Hadi AL-Nasser

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-16
Abstract

This research aims to highlight one of the most important financial statement tools: toxic assets. It also seeks to determine their risk level by measuring credit risk, a significant problem resulting from successive financial crises. The study ex...

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АНАЛИЗ ФУНКЦИОНИРОВАНИЯ СИСТЕМ УПРАВЛЕНИЯ ТАКТИЧЕСКИХ ФОРМИРОВАНИЙ В ХОДЕ ВООРУЖЕННЫХ КОНФЛИКТОВ В АФГАНИСТАНЕ И СИРИИ

ТОХИРОВ ЗАФАРЖОН ТОХИРЖОН УГЛИ

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-19
Abstract

В статье проводится сравнительный анализ функционирования систем управления тактическими формированиями на основе опыта боевых действий в Афганистане и Сирии. Автор исследует эволюцию методов управления в условиях гибридных угроз, применения асимм...

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INDICATORS OF ECONOMIC EFFICIENCY OF PRODUCTION IN AGRICULTURAL ENTERPRISES

Shakhnoza Yuldasheva

Gospodarka i Innowacje.
ISSN: 2545-0573
Vol: 71, No: Vol. 71 (2026): Gospodarka i Innowacje
2026-05-18
Abstract

The article substantiates that the sustainable development of the agricultural sector in the conditions of market relations is directly related to the formation of an effective management system. The areas of rational use of resources in agricultu...

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