Temukan Wawasan Ilmiah

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Menampilkan Jurnal: Journal of Economic and Economic Policy

THE UTILIZATION OF BEHAVIORAL FINANCE MODELS IN ANALYZING INVESTMENT DECISIONS

Bagas Adi Prayoga; Wiwit Hariyanto

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 3
2025-04-29

Abstrak

Objective: This study analyzes the impact of student financial behavior on investment decisions using a Behavioral Finance model. Method: Data were collected throgh interviews and observations with a descriptive qualitative approach. Results: The findings show that financial behaviors, such as ad...

THE INFLUENCE OF FINANCIAL LITERACY, FINANCIAL SELF-EFFICACY, AND SOCIAL NORMS ON RISK CREDIT BEHAVIOR IN PAYLATER USERS

Maya Adillah Islamiyah; Heri Widodo

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 2
2025-04-29

Abstrak

Objective: This study was conducted with the aim of determining whether Objective Financial Literacy, Subjective Financial Literacy, Financial Self-Efficacy and Social Norms have an effect on Risky Credit Behavior in the use of the Paylater feature. Method: This type of research uses associative ...

THE INFLUENCE OF DEBIT CARDS AND ELECTRONIC MONEY ON SPENDING HABITS OF STUDENTS AT MUHAMMADIYAH UNIVERSITY OF SIDOARJO

Muhammad Amrullah Rosafi; Wiwit Harianto

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 2
2025-04-27

Abstrak

Objective: This study aims to determine the effect of debit cards and electronic money on students' spending habits. Method: This research took place at the Muhammadiyah University of Sidoarjo and was conducted by distributing questionnaires to 81 active students of the Muhammadiyah University of...

THE INFLUENCE OF FINANCIAL LITERACY AND SPENDING HABITS ON SHOPPING DECISIONS IN MARKET WITH PERSONAL PREFERENCE AS A MODERATION VARIABLE

Arsy Maulana Firdaus; Sigit Hermawan

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 2
2025-04-27

Abstrak

Objective: This study aims to examine the impact of financial literacy and spending habits on consumer decision-making in the marketplace. Method: The research uses a quantitative method and a sample of 115 students from the Spring 2020 semester at the University of Sidoarjo. The data analysis te...

THE EFFECT OF BUDGETARY GOAL CHARACTERISTICS, FINANCIAL ATTITUDE, PERSONALITY AND INCOME ON FINANCIAL PERFORMANCE OF BATIK BUSINESS ACTORS IN SIDOARJO DISTRICT

Muhammad Mustofah; Sriyono Sriyono

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 2
2025-04-27

Abstrak

Objective: The purpose of this study is to determine which one is the most dominant in influencing financial performance. Method: With a population of 932 craftsmen and 100 craftsmen who have worked for more than 1 year as samples. This research method uses quantitative. Data collection technique...

BUSINESS RISK, FINANCIAL RISK AND STOCK PRICE ON THE VALUE OF CONVENTIONAL BANKING SUBSECTOR COMPANIES ON THE INDONESIAN STOCK EXCHANGE (IDX)

Silvia Amanda; Nihlatul Qudus Sukma Nirwana

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 2
2025-04-27

Abstrak

Objective: The purpose of this study we present a case study to determine the Effect of Business Risk, Financial Risk and Stock Price on Firm Value on the Indonesia Stock Exchange. Method: This study uses a quantitative approach with a research sample of 34 companies that meet the criteria using ...

INTERNATIONAL BUSINESS STRATEGY FOR ISLAMIC BANKING INDUSTRY IN INDONESIA: AN ANALYSIS FOR EXPANSION

Kumara Adji Kusuma; Farih Ayu Mukhoirotin Sirojul Umma Rosyihin; Febi Putri Maharani; Mochamad Rizal Yulianto; Khoong Tai Wai

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 1
2025-03-31

Abstrak

Objective: The Indonesian Islamic banking industry holds tremendous potential for growth, driven by factors like the large Muslim population, government support, increasing economic activity, and growing demand for ethical and Sharia-compliant financial products. In its implementation of course t...

ZAKAT INFAQ ALMS (ZIS) MOVEMENT MODEL AND GREEN ECONOMY: STUDY OF THE ROLE OF LAZISMU EAST JAVA

Kumara Adji Kusuma; Indah Dwi Lestari; Ananda Mety Amelia; Khoong Tai Wai

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 1
2025-03-31

Abstrak

Objective: This study aims to explore the role of Lazismu East Java in supporting the Green Economy through the management of zakat, infaq, and sedekah (ZIS) funds. Method: A qualitative approach is used to analyze the implementation of the ZIS movement model applied by Lazismu and its impact on ...

SYNERGY OF GREEN WORK ENVIRONMENT AND SELF-EFFICACY IN ANSWERING THE BUSINESS TRANSFORMATION OF THE MEDICAL DEVICE INDUSTRY

Alif Maulana; Vera Firdaus; Nindia Wahyu Puspita; Rizka Wahyu Aprilia

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 1
2025-03-31

Abstrak

Objective: This study aims to find out whether the synergy of green work environment and self-efficacy can answer the business transformation in the medical device industry at PT. Sinaraya Nugraha Ahmadaris Medika. Method: The design of this study is quantitative with a descriptive approach. This...

EMPOWERING STRATEGIES OF SMES IN WEST AFRICA BY THE ISLAMIC DEVELOPMENT BANK FOR SUSTAINABLE DEVELOPMENT AND POVERTY REDUCTION

Muhammed Sackor

Journal of Economic and Economic Policy
ISSN: 3047-4892
Volume: 2, Issue: 1
2025-03-20

Abstrak

Objective: This study examines the challenges and competitiveness of small and medium-sized enterprises (SMEs) in West Africa, focusing on the funding support provided by the Islamic Development Bank (IsDB) to address critical socio-economic issues such as poverty and unemployment in the region. ...