Analysis of The Current State of Development and Management of Special Economic Zones Operating in Our Country

This study aims to analyze the latest trends in the development and management of SEZs in Uzbekistan. It focuses on the strategic potential of SEZs in attracting foreign investment and accelerating industrialization and employment. The results show that despite the significant achievements of nat...

special economic zone free economic zone investments benefits industries export and import entrepreneurship
Study of Antibiotic Sensitivity of Pathogenic and Vaccine Strains of Brucella

Antibiotic resistance of infectious disease pathogens to antibiotics prescribed to combat them is a pressing issue for researchers – microbiologists in terms of determining the correct treatment protocol for many human and animal infections. Irrational use of antibiotics leads to the emergence of...

brucellosis antibiotics antibiotic resistance vaccine strain pathogenic virulent
Factors Stimulating Sustainable Economic Growth in Developing Countries: International and National Contexts with Insights from Uzbekistan

Sustainable economic growth in developing countries depends on the effective interaction of international and domestic factors. The purpose the research is to identify and analyze the determinants of sustainable growth and receive new findings through the systematic review of the modern scientifi...

sustainable growth institutional quality innovation human capital infrastructure Uzbekistan economic diversification
Digitalization of Energy: Synthesis of Local and International Experiences

The digitalization of the energy sector is one of the leading transformations in the global industrial development. Information and communication technologies integration or ICT with the production, transmission, and use of electricity and other types of resources increases the efficiency, transp...

Digitalization energy sector smart grids artificial intelligence internet of things blockchain sustainable development innovation international experience
Analysis of the Quality and Efficiency of Hotel Management in Samarkand Region

This study analyzes the quality and efficiency of hotel management in the Samarkand region, emphasizing the need to implement modern management practices and digital transformation within the hospitality industry. The hotel sector plays a critical role in supporting Uzbekistan’s tourism-driven ec...

management system hotel management management method efficiency efficiency assessment quality assessment methods
Analysis of the Practical Situation of Interest Rate Policy in the Commercial Banks of the Republic of Uzbekistan

Given the challenges of global inflationary pressure and Uzbekistan’s liberalized monetary policy, interest rate policy plays a key role in both improving the performance of commercial banks and ensuring national economic stability. A gap in the knowledge to date is that the relationship between ...

Interest interest rate policy monetary policy credit weighted average interest rate lending volume inflation
The Influence of AI, Technological Readiness, and Sectoral Differences on Talent Management: A Theoretical Review

Beijing's financial, internet, and industrial industries have been among of the first to use aided, autonomous, and augmented AI to improve their cyber defences. Nonetheless, the ramifications of these technologies on local cybersecurity talent management are insufficiently examined, since curren...

Assisted AI Autonomous AI Augmented AI Cybersecurity Talent Management Technological Readiness
Theoretical Foundations And Systematic Review of Public Expenditure Management: Implications For Effective Education Spending

Effective management of public expenditures lies at the core of sustainable fiscal policy and economic growth. This systematic literature review examines the evolution and application of key economic theories underpinning public expenditure management, with a particular focus on their relevance t...

Public Expenditure Management Keynesian Theory Human Capital Public Goods Musgrave Framework Public Choice Cost-Benefit Analysis Education Funding Fiscal Efficiency
Factors Influencing the Competitiveness of Higher Education Institutions

The article analyzes the factors influencing the competitiveness of higher education institutions. Based on the results of the research, the author has developed scientific and practical proposals and recommendations. The article thoroughly analyzes the various factors influencing the competitive...

socio-economic development strategic sectors technology public-private partnership business entities educational process educational institutions competitiveness scientific research
Reconnoitring the Beneficial Imperatives of Industrializing Rural Communities in Nigeria: a Critical Discourse

 
Abstract: Industrializing rural communities in Nigeria presents a transformative opportunity to address persistent socio-economic challenges and promote inclusive national development. By leveraging Nigeria’s abundant natural and human resources, industrialization can enhance agricultural value...

Industrialization Rural Communities Modernization Theory Nigeria
Analysis of European Models for Sustainable Textile Industry Development

The present study aims to analyze European models for sustainable the textile industry through best practices in Germany, Italy and Sweden, which are considered as frontrunners in the adoption of green economy mechanisms. This research fills the knowledge gap associated with the relative effectiv...

Green Economy Textile Industry Sustainable Development Environmental Standards Circular Economy Government Policy Development Strategy Innovative Technologies
“SMLT” Strategy for Clustering the Tourism Sector of Uzbekistan

This article seeks to explain the development of a strategy for clustering the tourism sector of Uzbekistan, in which a “Short → Medium → Long Term” (abbreviated as “SMLT”) strategy is proposed to implement for the development of tourist clusters according to short-term (S), medium-term (M), long...

Tourism Cluster Strategy Short Term Medium Term Long Term Priorities
Empirical Analysis of the Obligation to Implement the ISO 50001 Standard in Textile Industry Enterprises (on The Example of Tashbulok Teks LLC)

This study empirically analyzes the practical effects of the mandatory implementation of the ISO 50001 energy management standard in textile industry enterprises, using the example of “Tashbuloq Teks” LLC. The aim of the study is to determine the direct impact of the standard on the profitability...

ISO 50001 energy management textile industry mandatory implementation empirical analysis regression analysis energy audit process optimization PDCA cycle energy efficiency energy saving operating costs production sustainability enterprise efficiency political incentives and MRV
Conceptual Directions for the Development of New Types of Logistics Systems in the Region

In the age of digital economy with new trends of global economic unification and technology evolutions, the logistics and delivery services should undergo transformation as well. The use of these digital technologies provides the digital backbone for logistics systems in the form of ERP, SCM, and...

digital economy logistics system delivery services digital transformation transport and logistics infrastructure Konban model green logistics ERP system SCM digital monitoring sustainable development innovative management technologies
Wellness Tourism Development Drivers: A Comparative Analysis with Medical and Recreational Tourism

As the world continues its slow recovery from the COVID-19 pandemic, wellness tourism has become one of the fastest-growing components of the global health tourism umbrella, spurred by an increased focus on mental harmony, disease prevention, and lifestyle enhancement. This study investigates the...

wellness tourism medical tourism recreational tourism prevention wellbeing segmentation
Main Directions of Development of The Agro-Industrial Complex in The Conditions of Modernization of The Economy

This article explores the key areas and factors influencing the development of Uzbekistan's agro-industrial complex (AIC) amid the ongoing economic modernization. The study highlights the strategic importance of digitizing agriculture, adopting innovative technologies, improving infrastructure, a...

modernization agro-industrial complex innovation digitalization efficiency investment policy export infrastructure green economy cluster integration digital transformation
Factors Influencing The Sustainable Development of Small Business and Private Entrepreneurship in The Region and Investment Risk Assessment Models

The article is devoted to the assessment of investment risks in sustainable development of small business and private entrepreneurshipin Kashkadarya region of Uzbekistan. While small businesses are crucial for financing big enterprises, securing better regional employment, and socio-economic stab...

small business industry investment risk stability Kashkadarya region economic indicators
Directions for Optimizing The Activities of Textile Enterprises Through Risk Management

Textile and garment sector is one of the major sector in emerging market economy but are very sensitive due to the risk associated such as supply chain disruption, market price areas and financial crisis risk. Yet despite this significance, there is little understanding of how systematic risk man...

Risk Management Textile Enterprises Optimization Strategies Competitiveness Supply Chain Resilience Financial Stability Digital Monitoring Crisis Response Sustainable Development
Methods for Analyzing and Improving the Economic Efficiency of Capital Investment

Capital investments have a significant role in the development of the economy and the competitiveness of nations, as they increase production capacities, infrastructure, and provide a source of modern jobs. National economic policies emphasize optimal use of capital resources ensuring their econo...

Capital Investments Economic Efficiency Investment Activity Profitability Investment Policy Analysis Methods of Improvement
Global Experience in Ensuring The Balance Between Economic Digitalization and The Precesses of Social Reproduction

Digitalisation has been at the forefront of the global economic engine, changing the landscape of production, services, and governance systems. This study explores the balance of economic digitalization with social reproduction processes in Uzbekistan, taking examples from China, Singapore, the U...

Digital economy economic digitalization social reproduction labor productivity innovation Industry 4.0 Uzbekistan technological transformation
Improving Evaluation Criteria for Assessing the Impact of Industrial Structural Changes on Economic Growth

Structural change has been identified as one of the key determinants of long-term economic growth and competitiveness in developing countries (McMillan & Rodrik 2011). Nevertheless, contemporary evaluation frameworks based on very narrow quantitative metrics tend to neglect the multidimension...

economic growth capital labor goods market (IS) money market (LM) balance of payments (BP) interest rate return on capital technologies capital accumulation accumulation level
The Impact of Subsidization Practices on Banks Mortgage Lending

In emerging economies, subsidization is shaping up as a major mechanism of government intervention for increasing access to housing finance. In Uzbekistan, for example, subsidy practices have been used to develop the mortgage market and increase the share of home-renters. Credit rationing theory ...

subsidization mortgage lending uzbekistan VECM FEVD housing finance macroeconomic factors policy implications
Theoretical Basis and Importance of The Green Economy Concept in Sustainable Economic Growth of The Region

Theoretical Foundations and Significance of Green Economy in the Region in the Provision of Sustainable Economic Growth, in Particular, the Khorezm Region of Uzbekistan This article reveals the theoretical basis and significance of green economy in the region in ensuring sustainable economic grow...

green economy economic growth sustainable economic growth regional economy green technologies green jobs CO2 emissions waste management organic products
Theoretical and Practical Foundations of the Process of Forming Auditors' Professional Judgments

This article covers the theoretical and practical foundations of the process of forming professional judgments of auditors. The study analyzes the completeness, reliability and accuracy of accounting information as factors that directly affect audit decisions. The accuracy and validity of audit j...

Audit Opinion Accounting Information Cognitive Model Information Reliability Professional Skepticism Audit Reports Significant Audit Issues (SAIs) Indicator System Uzbek Practice
Macroeconomics in The Case of The Republic of Uzbekistan: Status, Analysis, and Policy Recommendations

This article provides a comprehensive analysis of Uzbekistan’s macroeconomic situation, including GDP growth, inflation, employment, the external sector, and financial stability. It examines the economic outcomes of reforms implemented over the past two years based on empirical data. In addition,...

Macroeconomics Service Sector GDP Inflation Employment Monetary and Credit Policy Fiscal Policy Foreign Trade Structural Reforms
Digital Transformation of Uzbekistan’s Economy

The digital transformation of Uzbekistan economy is a complex and versatile process that changes the organizational structure of national industry, its effectiveness, and competitiveness by integrating modern information and communication technologies. Within the last ten years, the nation has ac...

Information and Communication Technologies Digital Infrastructure Artificial Intelligence Big Data Analytics E-Governance Digital Ecosystem
Specific Aspects of Automation of Long-Term Assets Accounting in The Digital Economy

In this article, we will discuss how robotic accounting of long-term assets can help make the effectiveness and transparency of enterprises in Uzbekistan's growing digital economy higher. Digital tools are being rolled out in sectors, but fixed asset accounting is still a semi-manual process, whi...

fixed assets automation single database accounting software database
Improving The Financing Model of Recreational Tourism Based on Public Private Partnership

Since recreational tourism is one of the main areas of development for the socio-economic growth of Uzbekistan, there is a need to develop sustainable financing models that combine the advantages of public and private partnerships. Although in 2019 it created a legal PPP framework, implementation...

Recreational tourism financial mechanisms financial model public-private partnerships risk analysis digital technologies
The Role of Electronic Systems in The Auditing Process of Industrial Companies Listed on The Iraq Stock Exchange

As it happens with any other sciences, accounting and auditing science is influenced by the evolution of all economic and scientific spheres.  This is because of the advent of an information revolution and Information Technology.  The majority of the manual systems used in the companies...

electronic systems auditing processes industrial companies
Investment and Taxation Strategies: Examining The Fiscal Impact on Cluster-Based FDI Growth in Uzbekistan

We discuss in this perspective how strong industrial clusters drive economic growth and stimulate foreign direct investment, while minimizing anti-development behaviour. We further demonstrate that fiscal policy governs the short-run emergence and long-run evolution of industrial clusters. Accord...

Industrial clusters economic growth fiscal policy tax incentives foreign direct investment (FDI) industrial modernization Uzbekistan
The Evolution of Theoretical Approaches on Ensuring the Balance Between Economic Growth and Monetary Transaction

This article analyzes the emergence of the theories of economic growth and monetary circulation, their definitions, the scientific views of economists, and the evolution of these concepts to the present day. The importance of the correlation between economic growth and monetary circulation is stu...

Economic growth money supply monetary policy reproduction endogenous growth theory classical school Keynesianism monetarism velocity of money GDP inflation
Assessment of Internal Factors Influencing Liquidity Risk in Commercial Banks - Svar Approach, in CASE of JSCB Xalqbank

This research investigates the internal determinants influencing liquidity risk in commercial banks, employing a Structural Vector Autoregression (SVAR) approach using monthly data from JSCB Xalqbank for the period 2019–2025. The study identifies key internal variables interest rate spreads betwe...

Liquidity Risk Internal Factors SVAR Model Commercial Banks Interest Rate Spread Capital Adequacy Xalqbank
Development of the Doctoral Studies System and Prospects for Enhancing Scientific Potential in the Republic of Uzbekistan

This article examines the reform of doctoral education in Uzbekistan in the context of the continuing transformation of higher education and in the context of the development of the national scientific base. The most recent steps related to the Concept for the Development of Science until 2030 an...

Doctoral Studies Higher Education Reform Scientific Potential Research Training Gender Participation Admission Process
The Essence and Types of Material and Non-Material Compensations

This article provides a comprehensive analysis of the role and importance of the compensation and benefits system in modern human resources management. It covers material and non-material forms of compensation, their impact on employee motivation, labor productivity, and organizational effectiven...

Compensation Benefits Human Resource Management Material Incentives Non-Material Incentives Salary Reward System Bonus Allowance Motivation Labor Productivity Loyalty Organizational Strategy
Prospects for Tax Privileges Reform in Uzbekistan

The Purpose of this study is to improve tax privileges system of Uzbekistan, currently operating tax privileges, its impact on fiscal sustainability and economic policy. Tax incentives were conceived as a tool of support for business activity and an attractive option for investment but their acce...

normative legal documents tax benefits small business tax code Cabinet of Ministers export import state budget profit tax
Modeling a Smart Greenhouse Using Energy from Solar Panels with Labview Software

The renewable energy sources have gained more and more acceptance in the world due to the economic challenges that have come about as a result of the world oil prices increasing. The adoption of solar photovoltaics (PV) has increased exponentially since the early 2000s, with installed capacity ar...

Solar Simulator Arduino Labview Solar Collector
The Urgencity of "Green" Financing in the Financial System

This article examines the urgency of developing a “green” financial system in the context of global environmental challenges and the transition to sustainable economic growth. The introduction highlights that global green finance is expected to reach USD 40 trillion by 2030, yet many obstacles—su...

“Green” Finance “Green” Economy “Green” Financial Instruments “Green” Projects “Green” Loans “Green” Investments “Green” Financial System
The Erosion of the Self: Human Subjectivity and the Rise of Algorithmic Oligarchy

The paper will discuss how the human subjectivity can be reduced in the era of artificial intelligence (AI) and what the severe consequences of this fact are in terms of individuality and moral decision-making. With AI systems taking over more and more control over human experience, there is an i...

AI Governance Human Subjectivity Accounting Automation Fraud Detection Ethical Decision-Making Algorithmic Transparency
An Empirical Analysis of The Significance and Current State of The Use of Analytical Procedures in Uzbekistan

Use of analytical procedures in current day audit examinations is amongst the most practical and dynamic areas of auditing. The use of analytical methods for audit works is important to improve the quality, efficiency, and reliability of the audit as a response to global regional and national cha...

Analytical procedures an auditor auditing audit firms ISAs – International standards of auditing financial statements
The Role of Strategic Awareness in Raising The Level of Strategic Mindset: An Analytical Study of The Opinions of A Sample of Leaders At The University of Maysan

This study investigates the impact of strategic awareness on the development of the strategic mindset. A combined methodology was used with two dimensions of strategic awareness (internal, external) and three dimensions of strategic mindset (entrenchment, return, deprivation). 135 questionnaires ...

Strategic awareness Strategic mindset University of Maysan
Assessment and Analysis of Development Directions Based on The Effectiveness Index of The Transport and Logistics System of The Kashkadarya Region

This paper assesses the efficiency of the transport and logistics system of the Kashkadarya region in providing regional development. While transportation corridors of Uzbekistan have been diversifying in the last several years, logistics efficiency as a subject of scientific analysis at the regi...

Transport system logistics effectiveness index Kashkadarya region infrastructure development supply chain investment attractiveness regional economy transport accessibility logistics services sustainability
The Role of Organizational Culture in Developing Creative Behavior: A Survey of The Opinions of A Sample of Employees At The College of Administration and Economics, Sumer University

The research aims to know the role of organizational culture. with its dimensions (organizational structure, senior management, employees, incentives and rewards) as an independent variable in developing creative behavior as a dependent variable at Sumer University, College of Administration and ...

Organizational culture organizational structure senior management employees incentives and rewards creative behavior
Modern Mechanisms for Implementing The Mentorship System in State Organizations

The article provides analytical information on the importance of creating a mentoring system in the training of managerial personnel in state organizations, prospects for its implementation, problems in this area, and their solutions. Practical mechanisms for modern and effective management in th...

Mentoring Practice Leadership Training Mentoring Program Mechanisms Implementation Methods A New Tool For Training National Personnel Economic Efficiency Indicators Software Transparent Mechanism Crisis Management Education And Experience Sharing Motivation Corporate Culture Inspiration Mentor Couple Professional Development Public Civil Service Human Capital Leadership Potential
Effectiveness of E-Marketing on Competitive Advantage

The dimensions of e-marketing (EM) (Email Marketing (EM), Telemarketing, Use Digital Tools (TUD) are based on the dimensions of Competitive Advantage (CA) (Lower Cost and Less Time).Organizations are constantly working to improve and develop their products to enter the world of competitive market...

Email Marketing Telemarketing Use Digital Tools Lower Cost Less Time
An Analytic Al Assessment of the Methodological Framework for Determining the Tax Base in the Tax System of the Republic of Uzbekistan

For that, we study the evolution of the way the tax base was defined in Uzbekistan between 2000 and 2024 and the effectiveness of such reforms in practice. The historical, analytical, comparative, and system based methods enable the study to understand the factors that led to these changes. It ex...

tax system of Uzbekistan tax base methodology for determining the tax base tax digitalization E-soliq portal electronic invoice risk-based audit microsimulation models shadow economy fiscal transparency
The Role of Auditors in Enhancing Electronic Disclosure: Evidence from Iraqi Auditors

The research aims to investigate the responsibility of auditors in publishing financial and non-financial information and enhancing stakeholder confidence through the Internet. It further examines the auditor’s role in light of the latest international auditing standards and discloses them throug...

External audit Electronic disclosure Accounting disclosure Electronic Accounting Disclosure
The Relationship Between Support for Students’ Creativity in The Family and University and Their Entrepreneurial Intention: The Moderating Role of Individual Skill: Evidence from Uzbekistan

This paper investigates the influence of both family support and university support for creativity on entrepreneurial intention among students in Uzbekistan, with a particular focus on the moderating effect of skills. The TPB, parts of the Creativity Support Model and a quantitative cross-section...

Creativity Support Entrepreneurial Intention Family Environment University Support Individual Skills Moderation Uzbekistan
The Effectiveness of Interest Rates on Monetary Policy in Iraq for The Period (2003-2023)

The interest rate plays a significant role in economic activity and is considered one of the most important indicators used to analyze the movement or direction of the macroeconomy. It is used as a tool to influence economic activity through monetary policy. Economic theory often assumes that the...

Interest rate Monetary policy Exchange rate
The Role of Artificial Intelligence in Predicting Financial Failure to Enhance Accounting Reliability: A Field Study in Iraqi Universities

The current study sets as its objective the examination of the role of artificial intelligence (henceforth AI) in predicting financial failure to improve the quality of accounting disclosure. To operationalize this objective, the researcher used a descriptive-analytical approach to construct the ...

AI financial failure financial forecasting accounting disclosure
The Impact of Accounting Acumen of Lean Accounting Users on Achieving Financial Balance: A Field Study

The present study aims to measure the impact of the Accounting Acumen of Lean Accounting (LA) Users, represented by Target Costing, Continuous Improvement, Value Stream Mapping, and Scorecard, on achieving Financial Balance (FB), specifically Financial Resilience and Financial Profitability, amon...

Lean Accounting Financial Balance Kufa Cement Factory
State Regulation and International Practices in Sustainable Tourism Development

This study explores the state management models and international experiences in sustainable tourism development, highlighting their implications for enhancing the tourism sector's efficiency and sustainability. Drawing on data from 146 countries, the research identifies four primary models of st...

tourism management state regulation environmental sustainability socio-economic development tourism policies sustainability models international practices
Model of Development of Special Economic Zones Based on Green Economy Principles and Mechanisms for Promoting Environmental Investments

This study aims to develop a conceptual model for the development of special economic zones (SEZs) based on the principles of a green economy and mechanisms for stimulating environmental investments, which scientifically highlights the need for the transformation of SEZs in the context of global ...

green economy environmental investments environmental incentives green financing instruments environmental certification environmental management investment attractiveness green infrastructure environmental indicators
Innovative Mechanisms of Corporate Governance in Commercial Banks in the Era of Digital Transformation

This article analyzes the impact of digital technologies and new management approaches on the corporate governance system in commercial banks. The article examines the importance of innovative mechanisms in improving management efficiency, optimal resource allocation and strengthening the competi...

Digital Transformation Commercial Banks Corporate Governance Innovative Mechanisms Blockchain Technology Management Effectiveness Risk Management
Analysis of Foreign Trade Flows and Regional Economic Stability: Evidence From The Khorezm Region

This paper analyses the impact of foreign trade flows on regional economic stability in the Khorezm region with quarterly data from 2010 to 2024. Utilizing a multivariate linear regression with the log adjusted export, import and GRP as output the study video records on how foreign trade dynamics...

Foreign trade flows regional economic stability export import economic growth Khorezm region Multivariate regression time series analysis
Modern Principles and Criteria for Evaluating The Financial Policy of An Enterprise Within The Framework of Corporate Governance

The study reveals the features of modern corporate governance, which determines the financial policy of industrial enterprises based on principles providing stability, transparency and sustainable development. Despite the broad debate on financial policy, to date there is no integrated assessment...

corporate governance financial policy governance principles evaluation criteria transparency sustainable development financial resources income profit profitability efficiency
The Principle of Separation of Powers in Light of Modern Constitutional Transformations and Its Impact on Consolidating the Rule of Law

This study will examine how the principle of separation of powers is applied in the context of contemporary constitutional developments in an effort to consolidate the rule of law and individual and collective rights and freedoms. The principle of separation of powers is a foundational component ...

Principle of separation of powers (PSP) modern constitutional transformations (MCT) rule of law (RL) Constitutional Courts (CC) Democratic Governance (DG)
Increasing The Competitiveness of Small Business Entities in The Service Sector Under Conditions of Innovative Development

This study examines the mechanisms for sustainable development of small business entities in the service sector in the context of innovative development, increasing resource potential and achieving economic efficiency. The study analyzes the dynamics of the development of the service sector in th...

small business service sector competitiveness innovation sustainable development economic efficiency resource potential regional development startup volume of services
Innovative Approaches in Digital Economy Management and Their Impact on Efficiency

The focus of this paper is to analyze how the innovative management approaches in the digital economy impacts the efficiency of organizations. While a considerable number of papers report on the outcomes of digital transformation, a disconnected picture emerges of common management innovations th...

Digital economy innovation management efficiency digital transformation data driven decision making agile management artificial intelligence platform-based models
The Impact of Using Renewable Energy Sources on the Regional Economy: Foreign Experience and Adaptation to Local Conditions

The goal of this paper is to establish a systematic deployment plan and an efficient model for promoting the use of renewable energy system in regional economic development. The work confirms that renewable energy sources contribute to strengthening the regional economy and analysis its experienc...

Renewable Energy Regional Economy Hybrid Energy System Solar Energy Wind Energy Sustainable Development Energy Security
Manifestation of World Insurance Market Trends in the Insurance Market of Uzbekistan

This article analyzes the impact of the 2008 global crisis and the 2020 COVID-19 pandemic on the world economy, particularly on the development of insurance markets. Although macroeconomic problems such as unemployment, public debt, and budget deficits intensified in many countries during crises,...

Global Crisis Covid-19 Life Insurance Information Leakage Global Rating National Insurance Market Insurance Premium Insurance Coverage Insurance Industry Insurance Market Us Insurance Market
Analysis of the Situation of Non-Performing Loans and Related Financial Indicators in the Classification of Loans in Banks (Based on the Example of “Mikrokreditbank” JSCB)

The article analyzes the structural composition of loans in “Mikrokreditbank” JSCB — one of the state-owned commercial banks in Uzbekistan—focusing on the quality of loans during the period 2020–2024. It also examines the share of non-performing loans and the practical status of provisions establ...

Loans Loan Classification Non-Performing Loans Substandard Loans Loan Provisions Expenses Net Profit Financial Stability
Measures to Ensure the Financial Stability of Commercial Banks

This article scientifically analyzes the main factors and its indications, management methods of new generation and management process mechanisms for ensuring the financial stability of commercial banks. The need for improving banks financial stability in terms of growing competition at global fi...

Commercial Banks Financial Stability Profitability Loans Competitiveness Efficiency Sustainable Profitability Diversification
Ensuring Financial Stability Through The Digitization Of The Insurance Sector

In this article, the impact of digitalization in financial stability in insurance sector of Uzbekistan are discussed. The report provides insights into important market trends the industry cycle, shrinking number of insurers against expanding value of their authorized capital, modifications in in...

insurance digitalization financial stability innovative technologies investment service quality.
Ways to Reduce The Shadow Economy in The Region Through Fiscal Policy

Despite reforms in recent years, informal activities still comprise a considerable part of GDP in Uzbekistan, so this study investigates the scale, causes, and economic consequences of the shadow economy there. While there is a body of global literature that identifies digitalisation and better t...

Fiscal Policy Shadow Economy Informal Sector Tax Burden Economic Transparency
Modernization of Public and Service Sectors in the Context of an Innovative Economy

This article discusses service and public administration trends, development trends and the determinants of secondary sector in innovative economy. It highlights that the E-Government system, digitalization initiatives, anticorruption efforts and the development of human resources are all importa...

Development Strategy Service Sector Public Services E-Government System Social Justice Democratic Principles Socio-Economic Stability
Criteria for Assessing The Efficiency of Industrial Enterprises in The Green Economy

This article discusses the theoretical and methodological foundations of the criteria for assessing the efficiency of industrial enterprises in the context of a green economy. The study analyzes scientific approaches to determining the level of “green efficiency” at enterprises, developing a comp...

green economy industrial enterprises efficiency criteria environmental efficiency green technologies resource efficiency carbon footprint environmental investments sustainable development environmental management.
The Use of Bibliometric Analysis in Research of Tourism and Recreational Potential Assessment

From the perspective of socio-economic research, evaluating a destination's tourism and recreational potential is widely regarded as one of the most crucial tasks that can have a significant impact on the amount of demand for tourism and an increase in the region's attractiveness to investors. A ...

tourism Recreational Potential Assessment Bibliometric Analysis
Cluster Development and Digital Transformation of Wine Tourism in Uzbekistan: Economic and Regional Potential

The purpose of this study is to analyze the economic opportunities of tourism resources of nature and agriculture of Uzbekistan, as well as the relatively newly emerging area of wine tourism. Uzbekistan has long traditions of viticulture and tourism is based on nature-rich areas, but has not been...

Wine Tourism Wine Route Agrotourism Gastronomic Tourism Ecotourism Ethnotourism Tourism Development Winemaking Culture Digital Transformation Ecological Tourism Tourism Resources
Evaluating the Impact of ESG Disclosure Practices on the Financial Stability of Commercial Banks: Evidence from Central Asia

More than ever, Environment, Social, and Governance (ESG) disclosure is seen as vital to securing greater corporate transparency, better risk management and financial resilience in the banking industry. However, in Central Asia ESG practices are still premature with almost no institutionalized di...

ESG disclosure financial stability Central Asia commercial banks sustainable finance
The Impact of Higher Education Institutions on the Development of Innovative Entrepreneurship in Uzbekistan

Uzbekistan has witnessed higher education institutions beginning to become a significant player in the development of the innovative entrepreneurship environment in the republic. I see the role of universities changing; they are now experimental grounds for youth to try new ideas and learn by doi...

higher education institutions innovative entrepreneurship innovation ecosystem start-up development technology transfer entrepreneurial education
Increasing The Competitiveness of Educational Institutions in Uzbekistan

This paper investigates the ways through which educational institutions in Uzbekistan can enhance their competitiveness in the face of increasing international standards, fast change in technology and changing requirements of labor market. While multiple reforms have been undertaken, a huge knowl...

educational institutions in Uzbekistan competitiveness quality of education new innovative technologies marketing strategy international cooperation
Improving Liquidity Risk Management Mechanisms in Commercial Banks of Uzbekistan

The study investigates the liquidity management of commercial banks in Uzbekistan in a period whereof faster credit expansion and increasing non performing loans are creating new challenges for the system. Although Basel III tools like the Liquidity Coverage Ratio and the Net Stable Funding Ratio...

Basel III calibration Central Bank commercial banks liquid assets liquidity risk LCR NSFR stress testing
Improving Tax Administration in a Business Environment: Fiscal Sustainability

This research paper examines the ongoing reforms and challenges in improving tax administration within Uzbekistan’s evolving business environment. Over the past decade, Uzbekistan has undertaken significant steps to modernize its tax system, streamline administrative procedures, and enhance trans...

Tax administration Uzbekistan tax reforms Business environment Digitalization of tax services Tax compliance Shadow economy Fiscal policy State Tax Committee Investment climate.
The Effect of Artificial Intelligence on The Energy Industry Sector

This study examines the transformative impact of artificial intelligence (AI) on the global energy industry, focusing on its role in enhancing efficiency, optimizing system operations, and accelerating the transition toward sustainable energy models. Advances in AI technologies such as machine le...

Artificial Intelligence Energy Sector Smart Grid Renewable Energy Energy Efficiency Data Centers Machine Learning Energy Forecasting Digitalization Sustainability Energy Security Intelligent Automation