American Journal of Economics and Business Management

Timely attention of tourism enterprises to new technological changes in various areas of tourism-related activities, the ability to create new ways of working and improve performance are recognized as a prerequisite for the survival of enterprises. The need to introduce innovations also stimulate...

Seasonality provokes downtime of accommodation facilities and temporary unemployment of staff. The purpose of the study is to identify potential opportunities to smooth out the impact of seasonality on the tourism industry of the Republic of Uzbekistan. Statistical data analysis, induction and de...

This paper seeks to evaluate the effect of utilizing the International Financial Reporting Standard (IFRS9); in particular, Expected Credit Loss (ECL) model on the capital adequacy of Iraqi commercial banks. A descriptive and analytical method was adopted with the use of panel data for a group of...

The article develops the main features of logistics in organic agriculture, and the priority areas of optimizing the management of material, financial, information and service flows and reducing costs based on the implementation of the logistics concept in the organic sector are theoretically and...

Sustainable tourism has become a central focus of contemporary research as destinations seek to balance economic growth, social inclusion, and environmental conservation. This study explores how the diversification of tourist products and services contributes to sustainable tourism development. T...

This article examines a theoretical and practical analysis of the digital transformation and digital banking services into the banking system, which is a key component of the economy. Despite the growing interest of academics and professionals in improving digital services in the banking industry...

This study examines the relationship between office automation and employee productivity in commercial banks in Rivers State, Nigeria. The study was conceptualized given the dimensions of office automation as computer systems, automated banking software, while measures of employees’ productivity ...

Now, higher educational establishments are experiencing a global competition and need to enhance academic quality and improve university rankings. However, where most reforms pay attention to the broader curriculum and infrastructure, there is scant attention to how management of training (techni...

This research addresses a practical issue: how private enterprises in Iraq can achieve competitive value and secure enduring customer loyalty. The study's significance stems from the lack of prior research examining the impact of "informed marketing" on competitive advantage within the specific c...

This research explores the global experience in the development of tourism services and evaluates the opportunities for adapting these best practices to the context of Uzbekistan. The study reviews successful tourism models implemented in leading destinations worldwide, including diversified tour...

This study is aimed at empirically analyzing consumer demand for handicraft products and their purchasing behavior in the Bukhara region. Reviving national cultural heritage, developing local economy and promoting tourism are transforming handicrafts into the vital direction in Uzbekistan in rece...

Soil salinization represents one of the most critical agro-environmental constraints limiting rice productivity in the Syrdarya region. This study proposes a scientifically rigorous methodology for constructing salinity-based “yield risk zone” maps by integrating hydrogeochemical monitoring, mult...

Uzbekistan is currently trying to fill in its manufacturing base under the “Uzbekistan 2030” strategy but is still lagged behind in global electrothermic household appliances market. The HS-8516 story illustrates a clear knowledge gap – while exports of HS-8516 products are five times larger than...

This study aims to assess the causal and mediating relationships between green marketing strategies and dimensions of sustainable tourism development (environmental, social, and economic), While looking at how things like faith in environmentally friendly brand names and views of a place act as g...

The purpose of this research is to investigate how the construction enterprises in Uzbekistan can increase their competitiveness in the environment of fast changing markets and increasing pressure for innovation. While earlier works emphasize technology development as a competitive strategy, an i...

The article investigates half year results of farms functioning in Kashkadarya region, and analyses leading factors, with barriers of growth and development areas in future. While farms have emerged as a key driver of regional agriculture, empirical research integrating crop, livestock, and fishe...

The shadow economy represents a significant component of the economic landscape in many developing countries, including Uzbekistan. This study provides a comprehensive statistical assessment of the informal and shadow sectors in Uzbekistan, based on national data, international methodological fra...

This article provides a comparative analysis of international practices in corporate income taxation and recent tax reforms undertaken in Uzbekistan. Drawing on OECD and PwC data, it examines global trends in corporate tax rates, tax incentives, and tax administration. In addition, the study disc...

The aim of this paper is to explore the effect of economic fundamentals on regional industrial infrastructure growth and productivity. Despite widespread discussion of industrial potential, a comprehensive understanding of the interactions between investment flows, transport services, energy supp...

Abstract This article is devoted to the analysis of econometric models that guarantee the innovative development of industrial enterprises in the Kashkadarya region. The study explores the state of industrial production, innovation activity and technological modernization determinants. Particular...

This paper analyses the developmental processes higher education services in the Khorezm region and measurable trends via econometric forecasting. Despite that rapid change, these structural patterns that is the volumes of service produced, the capacity of institutions and their regional competit...

The article analyzes the experiences of several foreign countries in increasing the efficiency of cotton-textile clusters in the Khorezm region. It examines the processes being implemented to enhance production efficiency through automation of enterprises within the cotton-textile cluster, the in...

This paper examines the potential of building strong entrepreneurial infrastructure to improve the productivity and competitiveness of small enterprises in Uzbekistan. Despite the leading role of SMEs in employment and GDP, there do exist persistent gaps in terms of innovation capacity, financing...

This analytical article provides an in-depth study of the share of excise tax in the state budget revenues of the Republic of Uzbekistan for the period 2020–2024. The article presents a well-grounded analysis of the annual excise tax revenues, their growth rates, and trends. According to the resu...

The agro-industrial complex occupies a crucial place in the process of raising the level of the population and improving the economy as a whole of Uzbekistan. Most legal frameworks have moved forward, privatization realized; but establishing fully integrated stages of production is still a challe...

The article analyzes mechanisms for improving the digital transformation of craft industries to accelerate regional economic growth. Craft activities in the regions play an important role in increasing economic activity, ensuring employment, developing export potential, and increasing the income ...

This article examines the current challenges and opportunities in enhancing the efficiency of the higher education system in Uzbekistan, emphasizing the modernization of educational content, competitiveness of personnel, and alignment with global standards. It discusses key reforms and strategic ...

The research focused on studying the nature of the relationship between two variables (content marketing and brand awareness), where the correlation and influence relationships between the two variables were tested. The research relied on the questionnaire as a tool to collect data from the sampl...

Second, the relative levels of living standards and economic growth may be more nonlinear than what a standard model can depict. The complexity of the temporal and spatiotemporal nature of the data has spurred researchers to use advanced modeling approaches, such as Fuzzy C-Means (FCM) clustering...

In this scientific study, the impact of e-commerce infrastructure on the dynamics of regional economic growth was assessed using econometric approaches based on resource market indicators. The impact of the level of digital infrastructure, internet coverage, logistics capabilities, the developmen...

The access with credit related agricultural production and credit and agriculture are explored in this study about Uzbekistan. Although lending is considered a necessary condition for production expansion, the provision of affordable financing presents a challenge for small agricultural producers...

This article presents the features, priorities, and directions for implementing modern approaches to ensuring regional economic security. Conclusions were also made on the implementation of modern approaches to ensuring the economic security of the region. The study summarizes scientific viewpoin...

The researcher aims that study aims to investigate impact of (SL)  technology, as an independent variable, on the development of STO(STO), as a dependent variable, across a sample of Iraqi international airports. goal is to develop a set of recommendations to facilitate the adoption and impl...

This article examines the regional factors and principles pivotal for the development of small businesses, with a focus on the Namangan region. It describes the grouping and content of these principles, highlighting the significance of territorial factors in economic development. The study analyz...

Tourism is one of the largest and fastest growing industries in the world by GDP, employment, and cultural exchange. The Republic of Uzbekistan takes effective steps for the development of tourism through the systematic reforms and strategic programs, increase the flow of domestic and foreign tou...

This study aims to analyse the effects of digitalization on tourism services, western countries like Finland have benefited a lot from these strategies.The purpose of this study is to understand Finlands digital strategies and adapting them for Uzbekistan. Although a large number of countries hav...

This scientific article is devoted to an in-depth analysis of the theoretical and practical aspects of assessing and forecasting the investment activities of small and medium-sized businesses (SMEs) in the conditions of the modern economy. The main goal of the research is to improve existing meth...

This scientific article is devoted to the issues of identifying, assessing and managing risks arising in the process of financing social investment projects (education, healthcare, utilities) implemented on the basis of public-private partnership (PPP) mechanisms. During the study, a comparative ...

This article presents a scientific examination of the organization of deposit operations in commercial banks, the improvement of their efficiency, and the mechanisms for ensuring the stability of the deposit base. The research analyzes the findings of both domestic and foreign scholars on this to...

This research examines the organizational-economic mechanism for improving industrial structural changes in the sustainable development of Khorezm region, Uzbekistan. This study is particularly important because the restructuring of the regional industrial is a major issue in attaining sustainabl...

Especially in developing economies such as Uzbekistan, improving the sustainability of the regions through the effective use of export potential by small business enterprises increases the sustainability of the regional economy and competitiveness. The region of Khorazm has achieved stable econom...

This study examines the transformative influence of major U.S. online marketplaces—such as Amazon, Walmart, eBay, Etsy, and TikTok Shop—on the development of local businesses and the e-commerce ecosystem in Uzbekistan. By employing a mixed-methods approach that combines qualitative content analys...

This article presents the results of research on the role of microelement and vitamin D deficiency in the occurrence of menstrual cycle disorders and their relationship with the hormonal function of the ovaries. 272 adolescent girls aged 11-17 were involved  in the prospective examination. The st...

According to the ultrasound results, 86% of women in the control group without reproductive disorders had a normal ovulatory cycle, while only 17.5% of women in the main group had an ovulatory cycle. The remaining 82.5% of women in the main group were found to have an anovulatory cycle. According...

The aim of the study was to present an author’s approach to digital morphometry of histological images in experimental morphology. Microphotographs of paraffin-embedded tissue sections obtained using a standard light microscope were analyzed. A specialized software system was applied for semi-aut...

The results demonstrated significant differences in muscle tissue response depending on the type of anesthesia used. Rats subjected to general anesthesia exhibited more pronounced muscle fiber necrosis, higher levels of inflammatory cell infiltration, greater edema, and delayed regenerative proce...

This study investigates the critical role of educational clusters in advancing sustainable development initiatives, using Kimyo International University in Tashkent (KIUT) as a case study. Educational clusters — synergetic ecosystems of higher education institutions, research organizations, indus...

This article discusses the features, current opportunities, and prospects of forecasting the sustainable development of the social sphere in the Khorezm region. Also, conclusions are given on the study of the prospects for forecasting the sustainable development of the social sphere in the Khorez...

The quick development of digital technologies has changed public health surveillance systems, making it easier to find, track, and respond to diseases. This paper examines the amalgamation of Artificial Intelligence (AI), Machine Learning (ML), and Big Data Analytics as a holistic framework for t...

This article provides a comprehensive analysis of the concept, historical evolution, and practical role of digital marketing in higher education institutions (HEIs). The research demonstrates that digital channels (SEO/PPC, social media platforms, email marketing, websites, mobile applications, a...

The results of the paper are summarized into opportunities, threats and strategic guarantees for sustainable village tourism development in Uzbekistan. The rise of rural tourism from a national economic perspective. The increasing international demand for sensual experiences related to authentic ...

This study explores the challenges associated with attracting and utilizing foreign investments in Uzbekistan’s textile industry. Using official statistical data and sectoral reports from recent years, the research identifies key obstacles including unequal regional distribution of investments, i...

Drawing on a literature review and quantitative analysis of Uzbekistan’s 2018–2024 human-capital and creative-economy indicators, this article models their relationship as a two-way reinforcement mechanism. Evidence suggests broad human-capital foundations (universal literacy and rapid tertiary e...

The article analyses the role of innovations, resource-efficient technologies and the effective use of human capital in enhancing the potential of pilgrimage tourism. Using global practice as an example, it substantiates the impact of tourism on economic and social sustainability. In the context ...

This article examines issues related to improving the accounting and financial reporting system in the country on the basis of international standards, enhancing the transparency of financial reporting information, and creating a reliable information environment for foreign investors. The study a...

It also provides a digital management technologies implementation in industrial enterprises as an important factor in increasing the operational efficiency, competitiveness, and strategic decision-making potential of industrial enterprises. The paper analyses the possibilities and visions to impl...

This study analyzes the factors influencing students' and their parents' choices of higher education institutions, emphasizing the role of modern information sources and marketing strategies. The findings show that social media platforms such as Instagram, Telegram, and YouTube have become the pr...

This article analyzes the economic importance of digital marketing in the development of the online commerce sector. Digital marketing strategies— including social media, SEO, and content marketing— enable entrepreneurs to reach a wide audience, increase brand awareness, and boost sales. Informat...

Green financing has become an integral part of the financial sector that is inspired by factors like climate change and sustainable development. Green credit, offered by commercial banks in Uzbekistan, is a reflection of trends in financing that favour environmental sustainability. Nonetheless, t...

The purpose of this study is to determine the interactive effect of the organizational leadership in the linkage between strategic improvisation and organizational performance flexibility within the University of Thi-Qar. The study population consisted of leaders from various faculties at the Uni...

This study proposes a model called the Poverty Risk Index (PRI), developed to assess and reduce the risk of poverty across regions of Uzbekistan. The model analyzes the main factors affecting poverty — income, unemployment, education, healthcare, and price dynamics — using GIS technologies. Based...

The paper will explore the issue of corruption and economic development by comparing China, Japan and South Korea over the years 2018-2023. Corruption is a very pressing issue of the global agenda, defining the quality of governance, and determining the paths of development long-term. Although th...

The Higher Educatiоn in the Digitаl Ecоnоmy (HEDE) hаs been rapidly grоwing but the dеmаnd for higher educаtiоn hаs been incrеаsing mоrе fаst, but with аll thеsе factors dеspitе this spеeд, rеgionаl dispаrities rеmаin in аccess, resоurces, аnd leаrning оutcоmes. While massification has broadene e...

This article examines issues related to improving organizational and economic mechanisms that ensure the sustainable and efficient development of the agricultural poultry farming sector. In the course of the study, the current state of the poultry industry, factors for increasing production effic...

The article examines the analysis and comparison of various scholars on the topic of identifying and defining the economic potential of the entire country and its regions. Several of the most prominent scholars have been selected for comparison and for determining the main regional emphasis. The ...

It is commonly accepted that industrial productivity is propelled by innovation and technological change, but their effectiveness is to a large degree determined by firms operating in a conducive broader innovation infrastructure. This study analyzes the efficiency of industrial enterprises from ...

This article examines the current state and key development trends of the tourist services market in the Samarkand region. Special attention is paid to the dynamics of tourist flows, the structure and quality of tourism services, their competitiveness, and the role of digital technologies in the ...

This paper analyzes significance and importance of technological, marketing and organizational innovations for small businesses and micro-enterprises in the Republic of Uzbekistan. Small and micro-scale enterprises are significant for economic growth, employment and markets decongestion. But they...

Uzbekistan’s textile and apparel sector has expanded rapidly following reforms that redirected the economy from raw cotton exports toward domestic processing and export-oriented manufacturing. Yet many small textile enterprises (STEs) remain less competitive in price–quality–delivery performance ...

This paper explores the innovation activities of small businesses and micro-enterprises in the Republic of Uzbekistan as compared to their impact on social and economic development of the country. It accentuates how strategic innovation is a way to enhance efficiency, competitiveness and sustaina...

Drawing on recent educational research and policy guidance, this article examines a rubric-grounded large language model (LLM) feedback system for K–12 education in two contrasting contexts: the United States and Uzbekistan. The study highlights how AI-powered tutors can provide timely, personali...

Tourist demand is the sum of the needs, desires and opportunities of tourists to travel to a certain area and use tourist services in a certain period of time. Tourist supply is based on the real provision of tourism facilities, service infrastructure, enterprise capacity and available resources ...

The digital transformation of the economy entails considerable shifts in the structure and nature of financial risks to be borne by the financial system. As different verticals embrace digital technologies, cyber, system, operational and liquidity risks become increasingly relevant alongside conv...

This paper discusses the effect of digital technologies and human capital towards the improvement of bank efficiency while under the conditions of digital transformation. It examines the effects of digitalization on banks based operational processes and relates digital technologies to the quality...

The article examines the formation of financial performance of commercial banks and its theoretical foundations. Scientific conclusions and approaches proposed by foreign and domestic scholars aimed at identifying the specific features of the effectiveness of banks’ financial activities are syste...

This article examines the key factors influencing economic growth through the application of econometric analysis. In the context of globalization and increasing economic interdependence, ensuring sustainable economic growth has become a central objective of national development strategies. As a ...

The Role of Innovation Processes in Improving the Economic Efficiency and Sustainable Competition of Production Metallurgical Enterprises in Uzbekistan. The purpose of this paper is to analyze technological modernization, digital transformation, and the introduction of green innovations for the p...

this article provides a comprehensive analysis of the green tourism infrastructure development in Bukhara region from 2019 to 2025 and its impact on historical and cultural heritage sites. The main objective of the research is to assess existing indicators and establish priority areas for green t...

This article examines the prospects for applying financial technologies in the economic activities of commercial banks in the context of digital transformation. It analyzes the main areas of FinTech implementation and their impact on operational efficiency, revenue structure, and risk management....

This article examines prospects for improving commercial banks' green products in a sustainable development environment. It substantiates the role of commercial banks as key financial intermediaries in the redistribution of resources in favor of environmentally oriented and socially significant p...

This article examines the interrelationship between poverty reduction policies and economic growth, emphasizing their mutual complementarity. It analyzes how inclusive economic growth, supported by effective social protection mechanisms, employment generation, and human capital development, contr...

This article examines the efficiency of labor resource utilization under conditions of the shadow economy. The study analyzes the underlying causes of informal employment, institutional constraints in the labor market, and the impact of the shadow sector on labor productivity. Statistical and eco...

This study investigates the impact of income inequality on household consumption expenditure in Iraq during the post-2004 period, a phase characterized by profound political, economic, and structural transformations. The Iraqi economy, as a rentier system heavily dependent on oil revenues, has ex...

The concept of regional tax potential plays a crucial role in ensuring the fiscal independence of local authorities and the effective implementation of socio-economic development programs. This study examines the methodology for assessing regional tax potential and analyzes its practical applicat...

This research article analyzes the accounting of expenses financed by extra-budgetary funds at higher education institutions in the Republic of Uzbekistan, their economic content, sources of generation, and the specifics of their reflection in accounting. Furthermore, statistical data on the shar...

The phenomenon of the problem in this study is the lack of number of employees so that it has an impact on employment, inadequate facilities and infrastructure, lack of understanding of the management of political party existence certificates. done to improve service quality. This research uses a...

The work environment which consists of physical and non-physical dimensions that are attached to employees cannot be separated to achieve the goals of a company. At the Office of the Ministry of Religion of Hulu Sungai Tengah Regency there is a work environment that is not yet optimal, there are ...

The application of technology-based attendance is to increase discipline towards the presence of an employee, but based on the results of the author's observations there are still several problems such as: There are still violations, network dependence and no tolerance for absenteeism, so this st...

The Office of Public Works, Spatial Planning, Public Housing and Settlement Areas of Balangan Regency is tasked with implementing the Public Apparatus in Balangan Regency which has problems with lack of accuracy in employees, objectives to be achieved are not appropriate, lack of quality human re...

E-Government is an internet-based information technology application and other digital devices managed by the government for the purpose of conveying information. With the existence of E-Government, the relationship between the government and the community becomes closer and more open, the govern...

This research is based on the background of how the service quality at PT. Pos Indonesia Amuntai Post Office through the Community Satisfaction Index and what factors affect the quality of service at PT. Pos Indonesia Amuntai Post Office. There are several problems faced, this is related to sendi...

The Jenamas Sub-district Office is one of the sub-districts in South Barito Regency that provides public services in the field of E-Government. Public services in the field of E-Government in Jenamas District include the creation of referral letters for Family Cards, Business Permits, and domicil...

Particularly, the agro industrial sector is significant in helping national food security, which strengthens the national economy, expands the value chain from processing, and increases exports. Nevertheless, systemic implementation of innovative marketing programs for increasing agro industrial ...

Online transactions, e-commerce, and online banking have significantly contributed to the growth of financial fraud in the digital payment systems. The conventional rule-based fraud detection systems can be easily compromised to detect complex and evolving fraud patterns, which result in a late d...