American Journal of Economics and Business Management

This study examines how public finance instruments shape the effectiveness of social protection in transition economies, with Uzbekistan as the primary case. Using descriptive analysis of official statistics for 2019-2025, the paper relates fiscal aggregates and social spending to welfare outcome...

The main points of this investigation seek to pursuit on evidence of procurement transparency and its causal influence on procurement fraud in government ministries. In short, report that there has been an increased concern about fraud in Nigeria and beyond, for instance the Economic and Financia...

The digital transformation of public administration represents one of the most significant governance shifts of the twenty - first century. This study examines the role of e-government platforms and digital service delivery in strengthening the efficiency, accessibility, and transparency of socia...

This article investigates the conceptual models and strategic mechanisms of Public Relations (PR) management in mitigating crisis situations that arise within modern corporate governance systems. Throughout the study, systemic problems encountered by enterprises are scientifically analyzed, and t...

This study benchmarks the competitiveness of the electrotechnical industry across five countries representing distinct stages of industrial development: Germany (advanced), South Korea (innovation-driven late industrializer), China (scale-intensive emerging power), Turkey (middle-income industria...

This study investigates the mechanisms through which digital inclusivity enhances economic well-being in the rural areas of Samarkand Region, Uzbekistan, drawing on classical and contemporary theories of labor and capital. Employing a mixed-methods research design that integrates econometric mode...

This study examined the effect of digital tax revenue on economic development in Nigeria, focusing on Value Added Tax (VAT) and Company Income Tax (CIT) collected from digital economic activities. The research concentrates on human development, proxied by the Human Development Index (HDI), over 5...

Companies ‘Act, 2013 mandates at least one women director in every company. The intent was to increase participation of women in board rooms and even after 12 years of this mandate there are a few companies with women in leading roles, and in most of them, men far outnumber women and women are ju...

This article analyzes the state-led transformation of auditing in Uzbekistan with a specific focus on the adoption of International Standards on Auditing (ISA) and the construction of a new regulatory architecture for the audit profession. The study addresses a major gap in the international audi...

In this article, the current state of water resources use in our country and the measures set for efficient use of water resources and their effectiveness are analyzed, the importance of using tax mechanisms in the efficient use of water resources is studied, and it is necessary to implement them...

The article scientifically analyzes digital transformation processes in the tourism service sector, the modern forms of digital services, and their main principles. During the study, the impact of smart tourism, artificial intelligence, IoT, Big Data, cloud technologies, mobile applications, QR-c...

This study seeks to identify impact of strategic intelligence on achieving sustainable competitive advantage (SCA) in Tourism Sector (TS)through an exploratory study of a sample of managers in the Ministry of Culture, Tourism & Antiquities. The study is based on assumption that effective inte...

This article develops and substantiates an expanded methodological framework for planning and authorizing the audit of cash flows of Territorial Electric Networks JSC (HET JSC) in accordance with International Standards on Auditing (ISA). The research is focused on the practical problem that cash...

The current research aims to identify role of the marketing mix(MM) in achieving sustainable competitive advantage in the Ministry of Culture, Tourism & Antiquities through an exploratory study of the opinions of a sample of managers. This stems from the importance of the marketing mix as a s...

This article examines the improvement of organizational and economic mechanisms for the provision of financial services in the region. The relevance of the study is determined by the growing role of financial services in ensuring regional economic development, supporting entrepreneurship, increas...

The research investigates three aspects of commercial banking mortgage lending in Uzbekistan which include its present situation and its emerging development patterns and its existing operational challenges. The researchers conducted a study which examined legal documents and central bank statist...

The development of logistics systems has become one of the key factors influencing economic growth, trade competitiveness, and regional integration in the modern global economy. Uzbekistan, located at the center of Central Asia and possessing a strategic geographical position, has been implementi...

This study assesses food security and sustainability in the districts of the Republic of Karakalpakstan based on water, land, and climate factors. The research used panel data for 2016–2021 and included 13 indicators related to water resources, reclamation conditions, soil salinity, crop producti...

Food security remains one of the most critical global development challenges, and innovation in the food industry is increasingly recognized as a key driver for its achievement. This study examines the prospects for enhancing the innovative potential of food industry enterprises as a strategic pa...

This article systematically analyzes financing issues in higher education institutions and identifies promising solutions. The study focuses on key factors affecting financial sustainability, including dependence on public budgets, limited revenue diversification, weak performance-based funding, ...

This article discusses the issues of assessing the financial stability of commercial banks in the Republic of Uzbekistan. In particular, the capital adequacy, asset quality, management efficiency, profitability, and liquidity levels of commercial banks are analyzed based on the CAMEL rating syste...

This article empirically assesses the impact of institutional fragmentation in social protection governance on regional pension outcomes in Uzbekistan over 2010–2024. Fragmentation refers to the dispersed administration of social services across multiple ministries — a structural problem official...

This article examines the role of Special Economic Zones (SEZs) in regional economic development and develops a methodological framework for assessing their socio-economic impact. In the context of globalization, industrial restructuring, and increasing competition for investment, SEZs are increa...

This study examines the theoretical foundations and modern approaches to consumer purchase motivation in the context of marketing activities for textile products. Consumer motivation has evolved from simple economic explanations toward multidimensional models that incorporate psychological, emoti...

The study examines the economic directions for improving the efficiency of production resource utilization in energy enterprises on both global and national levels. Based on data from the International Energy Agency and the World Bank, current trends and principles of the green economy in the sec...

The article examines foreign experience in managing the innovation activities of industrial enterprises using the examples of Malaysia, South Korea, and Germany. The study analyzes key models of innovative development, instruments of state support, and institutional mechanisms for stimulating inn...

The diffusion of artificial intelligence (AI) into marketing functions has reshaped the way firms allocate budgets, target audiences and interact with customers in the digital economy. Yet empirical evidence quantifying how much AI-based marketing improves economic efficiency, and through which b...

This article investigates issues relating to the improvement of the organisational and economic management mechanisms of higher education institutions in the context of implementing the concept of the entrepreneurial university. The need to modernise management approaches stems from the increased...

This study aims to explore the conceptual framework for developing innovative solutions based on Internet of Things (IoT) technology as a key pillar for supporting smart city infrastructure. Given a clear research gap in the literature regarding how the potential of the Internet of Things is tran...

Digital transformation is rapidly reshaping the global energy sector, forcing the complex oil and gas industry to extensively integrate modern information solutions to remain competitive. While general digital frameworks exist, specific scientific methodologies and localized practical frameworks ...

The introduction of intelligent digital technologies is one of the important factors in increasing the efficiency of electronic commerce services in the digital economy. The purpose of this study is to analyze the economic mechanisms of innovative development of electronic commerce systems, ident...

This article examines the issues of improving strategic mechanisms for managing entrepreneurial infrastructure under conditions of sustainable economic development. The role of entrepreneurial infrastructure in ensuring economic growth, investment activity, innovative development, and regional co...

This study examines the theoretical and empirical linkages between green economy frameworks and sustainable economic growth, focusing on how investments in renewable energy, carbon reduction strategies, and environmental governance collectively influence long-run GDP trajectories across a diverse...

Non-governmental non-profit organizations (NGNPOs) are increasingly recognised as key providers of public goods, yet the mechanisms for allocating and monitoring state subsidies remain fragmented, opaque, and weakly aligned with organizational outcomes. This study develops and validates a concept...

A market economy is characterized by the free interaction of supply and demand, private ownership, and competition among economic agents. However, market mechanisms do not always ensure efficient resource allocation and social welfare. Market failures such as monopolies, externalities, inflation,...

Labor productivity remains one of the most reliable indicators of a firm’s competitiveness, yet small business enterprises consistently realize only a fraction of their productive potential. This article examines the strategic mechanisms through which small firms can reveal hidden reserves of lab...

This paper develops a conceptual framework for understanding how absorptive capacity and open innovation jointly shape productivity growth in industrial firms operating in transition economies. While the international innovation-management literature has produced robust evidence on the antecedent...

This paper examines the essential function of financial statement audits in enhancing transparency and confidence within businesses. This research analyzes the audit process and its efficacy, focusing on how audits may mitigate information asymmetry, enhance stakeholder confidence, and maintain t...

The quick-service restaurant (QSR) segment represents one of the most dynamically expanding sectors within the broader hospitality industry, yet a persistent gap exists between the operational complexity these enterprises face and the measurement frameworks available to assess their performance. ...

This article examines the theoretical foundations of creativity and its significance for innovation development in the regional tourism industry of the Republic of Karakalpakstan. The necessity of employing creative innovations as an instrument for shaping a distinctive tourism product capable of...

This article investigates the scientific-theoretical foundations and international experience of implementing smart manufacturing systems in the grain processing industry. Within the framework of Industry 4.0 technologies, the study analyzes the impact of artificial intelligence (AI), Industrial ...

 This article examines the factors affecting the efficiency of commercial banks using econometric modeling. Return on Equity (ROE) is used as the main performance indicator. The model includes macroeconomic factors such as inflation, GDP growth, and interest rates, as well as microeconomic i...

This article analyzes the development trends of the light industry sector in Namangan region and its role in regional economic growth. The research results show that the production volume of the light industry increased 4.8 times in absolute terms; however, its share in total industrial output de...

This article examines the theoretical foundations, principal characteristics and practical meaning of financial stability in enterprise management. Financial stability is interpreted as a complex economic category that reflects the ability of an enterprise to maintain solvency, balance its own an...

The increasing complexity of business operations, diversification of trade activities, and expansion of organizational structures have significantly increased the importance of segment accounting and internal control systems in trade enterprises. In this context, transfer pricing has become an ef...

This study examines the formation, structural composition, and dynamic analysis of enterprise revenues under market economy conditions. The research analyzes the revenues of JSC “Andijon Biochemical Plant,” JSC “Taxiatosh Grain Products,” and JSC “Gidromaxsusqurilish” during 2021–2025. Particular...

This article examines the role of innovative infrastructure and logistics integration in the cluster specialization of regions. The study analyzes the impact of regional clusters on economic efficiency, innovation development, and competitiveness enhancement under the conditions of digital transf...

Supervisory frameworks that evaluate bank economic security through isolated prudential ratios offer an incomplete picture of institutional vulnerability - a limitation felt acutely in rapidly developing banking systems. This study constructs and empirically tests an enhanced indicator framework ...

This study investigates pathways for improving the strategic management of enterprises operating within the rapidly evolving digital economy, with a particular focus on transitional economies such as Uzbekistan. The proliferation of digital technologies including artificial intelligence, big data...

Background: Uzbekistan stands at a pivotal juncture in its healthcare financing trajectory, actively exploring the architectural foundations for a compulsory state medical insurance system. Despite notable post-independence reforms, the country’s health expenditure structure remains heavily depen...

This article analyzes the organizational and economic significance of digital technologies in increasing the efficiency of utilities and services as a pressing problem. Based on the research conducted by leading scientists in the world on the development of the service sector, the author identifi...

The comprehensive banking and financial sector reforms implemented in the country were aimed at improving the inter-institutional structure of commercial banks, control mechanisms and risk management practices. Factors threatening financial security in the banking system, financing problems and p...

This article examines the role of green entrepreneurship in ensuring sustainable economic development and analyzes its main forms and support mechanisms. Particular attention is paid to the introduction of environmentally friendly technologies, resource-efficient production methods, and the reduc...

This study examines the main indicators reflecting the tourism potential development of the Central Tourism Region of Uzbekistan, comprising the Samarkand, Bukhara, and Navoi regions. The research aims to assess the current state of tourism development, identify key trends, and determine the effe...

This article analyzes the prospects for service sector development and employment in rural areas. The study substantiates the role of the service sector in economic growth, labor market stabilization, and income diversification in rural areas. Using statistical data and analytical methods, the im...

The goal of this study is to analyses the effects of generative Artificial Intelligence in making business decisions in strategic decision-making. It explains about the nature of generative AI and its managerial implications and its use in analytical, forecasting, risk management and strategic al...

This article examines the current state and prospects for the implementation of financial technologies in crowdfunding platforms based on an analysis of leading international jurisdictions. Key technological innovations are considered, including the use of blockchain technologies, smart contracts...

This article presents an empirical analysis of investment risk assessment and management practices in Uzbekistan's manufacturing enterprises. The study covers six enterprises over 2021–2025 using document analysis, semi-structured interviews, and direct observation. Risk management maturity was a...

Small and medium-sized firms (SMEs) are globally acknowledged as pivotal catalysts for economic expansion, job creation, innovation, and regional advancement. In developing and transitional economies, governmental financial support channels are essential for addressing market inefficiencies and e...

This article examines the development of the services market for the population older than working age based on public-private partnership principles. The study focuses on the formation of a regional elderly services market as a separate socio-economic segment that includes home care, medical and...

The article highlights the importance of developing and implementing investment programs in regions, their role in the socioeconomic development of the region, and defines the concept of "investment." International experience in regional investment policy is analyzed. The work being carried out t...

the article examines the concepts of infrastructure and tourism infrastructure, their role in the country's socioeconomic development, and their relationship with the development of the tourism sector. It analyzes the impact and significance of infrastructure on regional tourism development and o...

The rapid decline in solar photovoltaic (PV) technology costs — by 89% between 2010 and 2023 — combined with rising electricity tariffs has created a transformative economic opportunity for industrial enterprises in sun-rich developing economies. However, widespread industrial PV adoption in Uzbe...

This article provides a comprehensive analysis of innovative organizational and economic instruments aimed at enhancing the competitiveness of women-led service businesses. The study was conducted based on international empirical data (GEM 2023/2024, Cherie Blair Foundation 2024, World Bank WBL 2...

This article scientifically and empirically analyzes the impact of digital transformation on the development of women's entrepreneurship in Uzbekistan's service sector through organizational and economic mechanisms. Based on statistical data covering the years 2018-2023, four linear regression mo...

This article investigates the impact of remote employment and hybrid work forms on labor productivity within the context of the digital economy. In recent years, new forms of employment have been emerging as a result of the rapid development of information and communication technologies, the digi...

Ethnographic tourism in the Republic of Karakalpakstan has great potential due to its cultural heritage, traditions, handicrafts, and historical monuments. However, its development is limited by weak management, low investment, and underdeveloped infrastructure. This study analyzes current condit...

The article proposes a model for assessing the economic security of service enterprises, which substantiates the interrelationship between the positive and negative impacts of the business environment, the level of vulnerability to risks, and strategic management mechanisms. Based on the research...

This paper examines the strategic potential and development mechanisms of agritourism in the Bukhara region of Uzbekistan, a Central Asian destination renowned for its UNESCO-listed Silk Road heritage and a richly diversified agrarian economy. Building on a systematic review of recent peer-review...

This study evaluates the effectiveness of targeted credit allocated to dehkan farms and household plot owners and provides forecasts of key indicators up to 2029 using econometric models. The research is based on panel data covering 15 districts of the Kashkadarya region over the period 2018–2023...

This article reports the results of an original expert survey (N = 53 respondents) designed to assess meso-level (intra-national, regional) tourism competitiveness within Uzbekistan. The survey instrument asked respondents to (1) rate the relative importance of four proposed components of a regio...

This article examines the role of innovative infrastructure and logistics integration in the cluster specialization of regions. The study analyzes the impact of regional clusters on economic efficiency, innovation development, and competitiveness enhancement under the conditions of digital transf...

This paper develops a conceptual framework for understanding how cultural authenticity shapes consumer engagement with heritage craft brands operated by artisan small and medium-sized enterprises (SMEs) in emerging market contexts. Drawing on the converging theoretical traditions of brand authent...

The textile industry plays a significant role in economic growth, employment generation, and export expansion in many countries. In the context of increasing global competition, the effective management of export-oriented textile enterprises has become a strategic priority. This study examines in...

This study empirically investigates the nexus between economic growth and fiscal revenues in Central Asian economies within the context of Free Trade Agreement (FTA) integration. Employing Vector Autoregression (VAR), Granger causality tests, and Autoregressive Distributed Lag (ARDL) bounds testi...

This scientific article comprehensively analyzes the theoretical, methodological and practical aspects of using international marketing strategies in the sustainable development of the service sector. The study comprehensively covers the growing role of the service sector in the global economy, a...

In today's economic environment, fully realizing regional tourism potential is closely linked to the quality of transport services and the effectiveness of their marketing policy. This article presents a scientific analysis of enhancing regional tourism potential through the improvement of transp...

This article examines the financial aspects of retail banking services and their role in ensuring interbank competition. Retail banking services, including deposits, loans, payments, plastic cards, remote banking services and other financial products provided to the population, play an important ...

This article scientifically examines the problems associated with improving the efficiency of the resource base of private commercial banks. The study analyzes the sources of bank resource formation, their stability, the structure of deposit funds, and the possibilities of attracting long-term fi...

In this article, we will look at how the use of digital technologies can help improve the system of state financial control in Uzbekistan using the example of the Ferghana region. We analyzed changes in government budget expenditures, the number of employees involved in financial control, and aud...

The study examined the extent of readiness of Iraqi banks listed on the Iraq Stock Exchange to move to the application and implementation of IFRS 18 “Presentation and Disclosure in Financial Statements” to replace IAS 1 “Presentation in Financial Statements.” The study relied on financial stateme...

Why do some nations escape the poverty trap while others, starting from nearly identical economic conditions, stagnate for decades? This article investigates this central puzzle in development economics through a comparative case study of South Korea and Pakistan. In 1960, both nations shared a s...

Driven by the acceleration of global financial integration processes and the technological modernization of the banking system, diversifying commercial bank loan portfolio structures based on advanced international benchmarks and optimizing asset quality represent critical determinants of institu...

This article examines the issues of improving the efficiency of inventory management and product supply systems in retail enterprises under the conditions of globalization, increasing competition, and rapidly changing consumer demand. The study provides a comprehensive analysis of supply chain pr...

Sustainable agricultural development in arid and transitional economies requires investment evaluation methods that reflect not only direct financial profit, but also ecological resilience, social responsibility, and long-term preservation of natural capital. In the Syrdarya region of Uzbekistan,...

This study empirically examined the effect of income inequality on economic growth in Nigeria from 1990 to 2023. Specifically, the study analysed the effect of the three components of income inequality (Gini coefficient, poverty index and unemployment rate) on the measure of economic growth (Gros...

This article examines the role and significance of small business and private entrepreneurship in ensuring the socio-economic development and stability of the country and its regions. The study provides a comprehensive analysis of both domestic and international experiences in supporting this sec...

This article explores the importance and main priorities of developing        a green economy in Uzbekistan. It discusses the environmental, economic, and social issues caused by conventional economic development models and underlines the need for sustainable de...

The integration of digital technologies into freight logistics - including electronic documentation systems, real-time cargo-tracking platforms, automated warehouse management, and blockchain-based customs clearance - has emerged as one of the most consequential levers for reducing transaction co...

The research aims to determine the magnitude of the asymmetric effects of global oil price shocks on the variables of inflation and poverty rates in Iraq for the period (2004-2024). To achieve the research objective and verify its hypothesis , the quantitative method was used in employing the eco...

The research aims to analysis future dominance cash global in shadow transformations structuralism that it witnesses order critical International, with the focus on competition critical escalating between dollar American Walkway Chinese as one most prominent features reformation scales power econ...

This article comprehensively examines the system of public utilities in the multi-apartment housing stock and its organizational and economic mechanisms. The relevance of the research is justified by the development of modern urban infrastructure, the acceleration of urbanization processes, and t...

The adoption of International Financial Reporting Standard 16 “Leases” introduced a fundamental transformation in lease accounting, substantially redefining the procedures for recognition and measurement of obligations in lessee entities. Prior to the introduction of this standard, operating leas...

The study investigated the effects of different mini-tuber weight categories and planting schemes on the productivity, yield, and economic efficiency of potato (Solanum tuberosum L.) cv. Sante. Four mini-tuber weight categories (<5, 6–10, 11–20, and 21–30 g) were evaluated under three planting...

This article examines the issues of improving the efficiency of credit portfolio management in commercial banks during the transformation process. Institutional reforms being implemented in the banking system, the introduction of digital technologies, the improvement of credit risk assessment met...

This study examines the long-run and short-run effects of digital transformation on the competitiveness of commercial banks in Uzbekistan over the period 2004-2021. Digital transformation is operationalised through a composite Digital Transformation Index (DTI) constructed by principal component ...

Evolution of Artificial Intelligence as an advanced technology has changed the trend of conducting business operations at global level. Growing dependency of business services on the use of AI technology created a complex situation where enterprises are facing difficulty in maintaining the compli...

The article examines the role of a risk-oriented approach in ensuring the financial security of insurance companies. The study investigates the main risks affecting insurers’ financial stability, including insurance, investment, operational, cyber, and regulatory risks. Modern approaches to risk ...

This paper focuses on the operational resilience of seaport-dry port multimodal corridors, as the port-side 24-hour planning control enhances their resilience. Once it happens in one stage of a corridor-based logistics chain, delays in the vessel update, uncertainty in berth window, lack of cargo...

This article examines the economic, institutional and financial mechanisms for increasing the flow of direct investments to Uzbekistan by attracting large and potential foreign investors. The study focuses on the strategic role of investment climate improvement, legal guarantees for investors, de...

This study develops a sector-based green skills pipeline for Uzbekistan and translates it into a governance roadmap for 2026-2030. The analysis combines structural employment data for 2020-2025, policy and institutional mapping, and scenario-based planning derived from the author's dissertation. ...

This study develops and provides exploratory empirical support for an institutional model that converts vocational preparation into formal overseas employment for middle-skilled workers from Uzbekistan. Middle-skilled workers are operationally defined as persons prepared through upper-secondary o...

This study develops an operational concept of digital labor adaptability and embeds it in a mahalla-based digital governance model for sustainable youth employment in Uzbekistan. The empirical component uses annual national indicators for 2020-2025 and exploratory Pearson correlations to examine ...

This study develops a multidimensional framework for measuring productive employment across Uzbekistan’s regions and demonstrates its diagnostic use through an open-data pilot module. Conventional labor-market monitoring emphasizes employment and unemployment counts but does not capture job forma...

This study presents an econometric assessment of the impact of international and domestic labor mobility on household income in Uzbekistan. The primary objective is to comprehensively examine the effects of economic, demographic, institutional, and human capital factors influencing labor mobility...

The textile industry plays a significant role in global economic development, employment generation, and international trade. However, the sector is highly exposed to numerous operational, financial, environmental, and supply chain risks. Effective risk management has therefore become an essentia...

This study develops a reproducible long-term funding readiness framework for commercial banks in Uzbekistan and uses public data to diagnose observable funding-mix conditions rather than to rank banks. Between January 1 and December 1, 2025, banking-system loans increased by 11.7%, while deposits...

Although the Environmental, Social and Governance (ESG) paradigm is increasingly applied to tourism, most existing assessments are perception-based or confined to the enterprise level, leaving destination managers without a transparent, replicable instrument for gauging how far ESG principles are...

The transition to a green economy - an economy that is low-carbon, resource-efficient and socially inclusive - has become a central organising principle for development in environmentally stressed regions. The Aral Sea region of Uzbekistan, and in particular the autonomous Republic of Karakalpaks...

This article examines the theoretical and practical aspects of improving the efficiency of financial investment decisions in joint-stock companies. The study focuses on the rational use of investment resources, increasing the profitability of capital investments, and enhancing the effectiveness o...

This study examines the evolution of organizational and economic mechanisms within the tourism industry, focusing on the transformative role of digital convergence and environmental sustainability. As the sector faces rapid development and shifting global macroeconomic dynamics, traditional secto...